he rescue of 27 Nepali nationals, including 3 women, in separate raids in border area of Banbasa in Champavat district during the last one week has once again brought the issue of human trafficking. Uttarakhand shares a 273-km long border with Nepal and the major entry point of Banbasa is turning out to be the key route for trafficking. The anti-human trafficking team led by sub-inspector Manju Pandey rescued the 27 persons. On June 17, the team rescued a Nepalese woman. On June 22, the team spotted 20 labourers in a vehicle. On being questioned they failed to provide any information and said that they were moving towards Rudrapur in search of job.
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Following President John F. Kennedy's September 1962 speech, in which he described his goal of accomplishing a manned space flight to the moon by the end of the decade, the space program grew in importance and scope in Central Florida because of its proximity to Cape Canaveral.[15] Prominent residents and local leaders began lobbying the Florida State Legislature to increase access to higher education on the Space Coast. With the help of former State Senate President William A. Shands and Senator Beth Johnson, the legislature passed and Governor Farris Bryant signed into law Senate Bill No. 125 on June 10, 1963, which authorized the Florida Board of Regents to create a new state university in East Central Florida.[16] The university was founded as a non-segregated and coeducational university, with the mission of educating students for promising space-age careers in engineering and other technological professions.
On January 24, 1964, the Board of Regents purchased 1,000 acres (4.0 km2) of remote forest and pasture land along Alafaya Trail (SR 434) in northeast Orlando at the cost of $500,000 as the site of the new university. Local residents donated another 227 acres (0.92 km2), and raised more than $1 million in funds to secure the land acquisition.[16] In December 1965, the Board of Regents appointed Charles Millican the first president of the new university.[17] Millican with the consultation of a citizen advisory group, chose the name Florida Technological University, as well as co-designed the school's distinctive "Pegasus" seal.[18] Millican is also responsible for the university's slogan – "Reach for the Stars" – and for the two key principles of the school, "accent on excellence" and "accent on the individual." Millican was also responsible for the university's unique pedestrian oriented concentric circle campus layout, which was based on plans by Walt Disney and has become a model for other universities.[19] Millican and then-Governor Claude Kirk presided over FTU's groundbreaking in March 1967. Eighteen months after the groundbreaking, the inaugural classes were held in the school's first academic building, the library on October 7, 1968. 1,948 students were enrolled in fifty-five degree programs within five colleges, and were led by 90 instructors, and aided 150 staff members during the university's first year.[20] FTU graduated its first class of 423 seniors on June 14, 1970, with astronaut and Orlando native John Young giving the commencement address.
Millican was also responsible for selecting the official colors of the university, and had a role in selecting its first mascot, the Citronaut, a mix between an orange and an astronaut.[21] The Citronaut temporarily proved unpopular, so in 1969 the student newspaper–The Central Florida Future–encouraged mascot suggestions from students and faculty. The search for a replacement proved unsuccessful until 1970, when Judy Hines, a night nurse, proposed "Vincent the Vulture." He served as the university's unofficial mascot for more than a year. In late 1971, students voted and selected the "Knight of Pegasus" as the school's official athletic mascot.[22] After retiring as president in 1978, Millican would identify his proudest moment leading the school as when President Richard Nixon delivered the university's spring 1973 commencement address.
Wednesday, September 14, 2016
Saudi Katar Dubai Jane Dai Raju Pariyar & Purnakala BC
Title: Saudi Qatar Dubai Jane Dai (Khadi Muluk-3) is the title of this new nepali dashain tihar song. In this song vocal is given by raju pariyar and purnakala bc. This music video was directed by lalit kc in which cameraman was pawan susling. It was later edited by saksham shrestha.
Lalit kc have also written lyrics and composed music for this song. It was produced by shamser shrestha. This music video was distributed and created by Pixel entertainment. We can see sirju adhikari, lalir kc and nisha as a artist in this music video. Enjoy this beautiful song and do not forget to like share and comment. Happy dashain to all of you.
Swor: Purna Kala B.C.
Director:Lalit KC
Producer:Shamser Shrestha
Music/Lyrics: Lalit KC
Camera: Pawan Susling ( Ramro Manchee)
Editing: SakshaM Shrestha ( Spark )
Artists: Sirju Adhikari, Lalit KC, Nisha , k. c.
Read this also
Following President John F. Kennedy's September 1962 speech, in which he described his goal of accomplishing a manned space flight to the moon by the end of the decade, the space program grew in importance and scope in Central Florida because of its proximity to Cape Canaveral.[15] Prominent residents and local leaders began lobbying the Florida State Legislature to increase access to higher education on the Space Coast. With the help of former State Senate President William A. Shands and Senator Beth Johnson, the legislature passed and Governor Farris Bryant signed into law Senate Bill No. 125 on June 10, 1963, which authorized the Florida Board of Regents to create a new state university in East Central Florida.[16] The university was founded as a non-segregated and coeducational university, with the mission of educating students for promising space-age careers in engineering and other technological professions.
On January 24, 1964, the Board of Regents purchased 1,000 acres (4.0 km2) of remote forest and pasture land along Alafaya Trail (SR 434) in northeast Orlando at the cost of $500,000 as the site of the new university. Local residents donated another 227 acres (0.92 km2), and raised more than $1 million in funds to secure the land acquisition.[16] In December 1965, the Board of Regents appointed Charles Millican the first president of the new university.[17] Millican with the consultation of a citizen advisory group, chose the name Florida Technological University, as well as co-designed the school's distinctive "Pegasus" seal.[18] Millican is also responsible for the university's slogan – "Reach for the Stars" – and for the two key principles of the school, "accent on excellence" and "accent on the individual." Millican was also responsible for the university's unique pedestrian oriented concentric circle campus layout, which was based on plans by Walt Disney and has become a model for other universities.[19] Millican and then-Governor Claude Kirk presided over FTU's groundbreaking in March 1967. Eighteen months after the groundbreaking, the inaugural classes were held in the school's first academic building, the library on October 7, 1968. 1,948 students were enrolled in fifty-five degree programs within five colleges, and were led by 90 instructors, and aided 150 staff members during the university's first year.[20] FTU graduated its first class of 423 seniors on June 14, 1970, with astronaut and Orlando native John Young giving the commencement address.
Millican was also responsible for selecting the official colors of the university, and had a role in selecting its first mascot, the Citronaut, a mix between an orange and an astronaut.[21] The Citronaut temporarily proved unpopular, so in 1969 the student newspaper–The Central Florida Future–encouraged mascot suggestions from students and faculty. The search for a replacement proved unsuccessful until 1970, when Judy Hines, a night nurse, proposed "Vincent the Vulture." He served as the university's unofficial mascot for more than a year. In late 1971, students voted and selected the "Knight of Pegasus" as the school's official athletic mascot.[22] After retiring as president in 1978, Millican would identify his proudest moment leading the school as when President Richard Nixon delivered the university's spring 1973 commencement address.
Expansion[edit]
Entering office in 1978, the university's second president, Dr. Trevor Colbourn, recognized the diversification and growth of UCF's academic programs away from its strictly technological and scientific beginnings.[23] As the university developed strong business, education, and liberal arts programs, Colbourn recognized the university's name no longer recognized its mission. From its establishment the university was known as Florida Technological University, nicknamed Florida Tech, until December 1978 when Governor Reubin Askew signed legislation changing the school's name to the University of Central Florida.[4]
Colbourn established the university's honors program, and started the university's first satellite branch campus. In addition, Colbourn was responsible for constructing the Central Florida Research Park, located adjacent to the UCF campus and founded in 1978. The park serves as a major focus of simulation for space and defense-related research. The park was one part of Colbourn's plan to make UCF a world-class partnership university. Among the university's first partners were Lockheed Martin and the United States Navy, and Colbourn led the push to found both the Institute for Simulation and Training and the Center for Research and Education in Optics and Lasers in 1986. During his tenure, enrollment increased from 11,000 in 1978 to over 18,000 in 1989.[24] However, Colbourn's most notable accomplishments as president were supporting the young university's athletic programs. He was responsible for establishing the school's football program in 1979, which began an era of growth for the university. In April 1979, UCF awarded its 15,000th degree.
Lalit kc have also written lyrics and composed music for this song. It was produced by shamser shrestha. This music video was distributed and created by Pixel entertainment. We can see sirju adhikari, lalir kc and nisha as a artist in this music video. Enjoy this beautiful song and do not forget to like share and comment. Happy dashain to all of you.
Swor: Purna Kala B.C.
Director:Lalit KC
Producer:Shamser Shrestha
Music/Lyrics: Lalit KC
Camera: Pawan Susling ( Ramro Manchee)
Editing: SakshaM Shrestha ( Spark )
Artists: Sirju Adhikari, Lalit KC, Nisha , k. c.
Read this also
Following President John F. Kennedy's September 1962 speech, in which he described his goal of accomplishing a manned space flight to the moon by the end of the decade, the space program grew in importance and scope in Central Florida because of its proximity to Cape Canaveral.[15] Prominent residents and local leaders began lobbying the Florida State Legislature to increase access to higher education on the Space Coast. With the help of former State Senate President William A. Shands and Senator Beth Johnson, the legislature passed and Governor Farris Bryant signed into law Senate Bill No. 125 on June 10, 1963, which authorized the Florida Board of Regents to create a new state university in East Central Florida.[16] The university was founded as a non-segregated and coeducational university, with the mission of educating students for promising space-age careers in engineering and other technological professions.
On January 24, 1964, the Board of Regents purchased 1,000 acres (4.0 km2) of remote forest and pasture land along Alafaya Trail (SR 434) in northeast Orlando at the cost of $500,000 as the site of the new university. Local residents donated another 227 acres (0.92 km2), and raised more than $1 million in funds to secure the land acquisition.[16] In December 1965, the Board of Regents appointed Charles Millican the first president of the new university.[17] Millican with the consultation of a citizen advisory group, chose the name Florida Technological University, as well as co-designed the school's distinctive "Pegasus" seal.[18] Millican is also responsible for the university's slogan – "Reach for the Stars" – and for the two key principles of the school, "accent on excellence" and "accent on the individual." Millican was also responsible for the university's unique pedestrian oriented concentric circle campus layout, which was based on plans by Walt Disney and has become a model for other universities.[19] Millican and then-Governor Claude Kirk presided over FTU's groundbreaking in March 1967. Eighteen months after the groundbreaking, the inaugural classes were held in the school's first academic building, the library on October 7, 1968. 1,948 students were enrolled in fifty-five degree programs within five colleges, and were led by 90 instructors, and aided 150 staff members during the university's first year.[20] FTU graduated its first class of 423 seniors on June 14, 1970, with astronaut and Orlando native John Young giving the commencement address.
Millican was also responsible for selecting the official colors of the university, and had a role in selecting its first mascot, the Citronaut, a mix between an orange and an astronaut.[21] The Citronaut temporarily proved unpopular, so in 1969 the student newspaper–The Central Florida Future–encouraged mascot suggestions from students and faculty. The search for a replacement proved unsuccessful until 1970, when Judy Hines, a night nurse, proposed "Vincent the Vulture." He served as the university's unofficial mascot for more than a year. In late 1971, students voted and selected the "Knight of Pegasus" as the school's official athletic mascot.[22] After retiring as president in 1978, Millican would identify his proudest moment leading the school as when President Richard Nixon delivered the university's spring 1973 commencement address.
Expansion[edit]
Entering office in 1978, the university's second president, Dr. Trevor Colbourn, recognized the diversification and growth of UCF's academic programs away from its strictly technological and scientific beginnings.[23] As the university developed strong business, education, and liberal arts programs, Colbourn recognized the university's name no longer recognized its mission. From its establishment the university was known as Florida Technological University, nicknamed Florida Tech, until December 1978 when Governor Reubin Askew signed legislation changing the school's name to the University of Central Florida.[4]
Colbourn established the university's honors program, and started the university's first satellite branch campus. In addition, Colbourn was responsible for constructing the Central Florida Research Park, located adjacent to the UCF campus and founded in 1978. The park serves as a major focus of simulation for space and defense-related research. The park was one part of Colbourn's plan to make UCF a world-class partnership university. Among the university's first partners were Lockheed Martin and the United States Navy, and Colbourn led the push to found both the Institute for Simulation and Training and the Center for Research and Education in Optics and Lasers in 1986. During his tenure, enrollment increased from 11,000 in 1978 to over 18,000 in 1989.[24] However, Colbourn's most notable accomplishments as president were supporting the young university's athletic programs. He was responsible for establishing the school's football program in 1979, which began an era of growth for the university. In April 1979, UCF awarded its 15,000th degree.
The reason for the increment of uric acid and preventive measure to reduce it
Uric acid is one of the important element that is found in the blood. But when it is increased than the normal range than it starts to create more problems in the body. So you need to be aware about it and control it.
The amount of uric acid in male and female is different. If it is 3 hundred 60 micro mole per liter or 6 milligram than it is normal on female but if it is more than this than it will affect your health. In male if there is 4 hundred micro mole or 6.8 milligram than this is considered normal. If it is more than this is not normal and you need to consult with doctor.
Reason to increase uric acid
Due to various reason the level of uric acid gets increased in the body. Sometimes it happens due to high blood pressure, fatness, foods, alcohol, etc. Some people might take the medicine to get urine and due to this the problem might be seen.
Many study has shown different reason for uric acid, first uric acid is formed in the body. Second urine comes out from kidney and when the amount is less than it results high uric acid. Third is due to medicine and alcohols and staying hungry for long time.
Way to reduce uric acid
Uric acid is at blood every time and when it gets increased you need to adopt different ways to treat it. When it gets increased that will results in joint and bone. So it is better to adopt healthy habits.
You need to first control uric acid so for this you need to take liquid foods and drink more water. You need to avoid meat, alcohol and you need to maintain your height and weight.
Read this also
The University of Central Florida (UCF) is an American metropolitan public research university in Orlando, Florida. It is the largest university in the United States by undergraduate enrollment,[8] as well as the largest by total enrollment.[9]
Founded in 1963 by the Florida Legislature, UCF opened in 1968 as Florida Technological University, with the mission of providing personnel to support the growing U.S. space program at the Kennedy Space Center and Cape Canaveral Air Force Station on Florida's Space Coast. As the academic scope expanded beyond its original focus on engineering and technology, "Florida Tech" was renamed The University of Central Florida in 1978. UCF's space roots continue as the university currently leads the NASA Florida Space Grant Consortium.[10] While initial enrollment was only 1,948 students, enrollment today amounts to some 60,821 students from 140 countries and all 50 states and Washington, D.C.[4]
The majority of the student population is located on the university's main campus just 13 miles (21 km) east-northeast of downtown Orlando, and 55 miles (89 km) southwest of Daytona Beach.[4][11] The university offers over 200 degrees through thirteen colleges and twelve satellite campuses in Central Florida.[12] Since its founding, UCF has awarded more than 290,000 degrees, including 55,000 graduate and professional degrees, to over 250,000 alumni worldwide.[4]
UCF is a space-grant university, and has made significant research contributions to engineering, optics, simulation, digital media, business administration, education, hospitality management, and the arts. Its official colors are black and gold, and the university logo is a Pegasus, which "symbolizes the university's vision of limitless possibilities."[13] The university's intercollegiate sports teams, commonly known as the "UCF Knights" and represented by mascot Knightro, compete in NCAA Division I and the American Athletic Conference
KANTI CHILDREN’S HOSPITAL
U.K. and British Anesthetists who came and helped us during the initial stages to run the surgical services smoothly. For the past two decades of our own anesthetists have been helping us. Thanks to the effort, dedication and hard work of one anesthetist colleague who has helped to bring pediatric surgery at K.C.H. to today’s standard. This hospital is the only pace in the whole of kingdom where newborn surgery is being undertaken on a regular basis. This is a relatively new branch of surgery and was started in the year 2040 B.S. the results of newborn surgery were far from satisfactory and the post operative mortality was unacceptably high. Before f1950s even in the developed world they had the same scenario. After 1950s the concept of neonatal surgical intensive care was established in the West and following that had a grand success with almost 100% survival following operation for most of the salvageable and manageable congenital defects.
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Tribhuvan University (TU) is the first national institution of higher education in Nepal. It was established in 1959 A.D. The Central Administrative Office and the Central Campus of the university are located on the north eastern facade of Kirtipur, an ancient and small town located five kilometers away from Kathmandu city centre. There are 38 central departments and 4 research centres in TU, and out of them 31 departments and 3 research centres are located at Kirtipur. The university at Kirtipur is spread over an area of 154.77 hectares (3042-5-2 ropanis).
After the second democratic movement of 2006, the Prime Minister of Nepal is the ceremonial chief, the Chancellor of the University, whereas the Minister of Education is the Pro-Chancellor. The Vice Chancellor is the Chief Executive of the university. He is assisted by the Rector in academic programmes and the Registrar in financial management and general administration.
Tribhuvan University is a non-profit making autonomous institution funded by the Government of Nepal. On January 8, 2013, the government of Nepal has principally agreed to declare Tribhuvan University as the Central University.
Main objectives of TU
The university was established with the following objectives:
To prepare capable human resources required for the overall development of Nepal
To impart standard higher education
To protect and develop national culture and tradition
To involve in extensive, empirical and timely creation of knowledge and research in the fields of arts, science, technology and vocation
TU Senate
It is the supreme decision-making body on policies, budget, and rules and regulations for running the university. It consists of 52 members.
Councils of TU
There are 4 councils constituted as major decision-making bodies of the university.
Executive Council
Executing the decisions of the University Assembly, making decisions on grants, giving affiliation to private campuses, and appointing the university officials are its major functions. It consists of 7 members.
Academic Council
The academic council makes decisions on educational policies and practices regarding curricula, teaching, examinations and research and comprises of 50 members.
Research Coordination Council
It formulates policies on TU research activities, approves guidelines for researchers and coordinates the functions of university level research organizations. The Research Division is the secretariat of the council. The council consist of 27 members.
Planning Council
The planning council performs an advisory role of preparing short and long-term plans, developing annual programmes and evaluating implementation programmes. It consists of 29 members.
Academic Programmes
In the 55th year of its establishment, the university family remains committed and dedicated to making the university a source and centre of quality education, setting up a culture of learning in the country and promoting the notion of national and global peace and harmony. This year, the Tribhuvan university has made a decision to start semester system at the Central Departments. All the departments, except the Central Department of Law, have already started first semester classes. This systemic change has been introduced to enforce an academic calendar, to make students full time students dedicated to their studies, to reduce financial burden on students and their parents by making the students complete the degree in time, to respond to the growing concern of the stakeholders about enhancing the academic quality of university education through academic rigour, to revitalize the fame, popularity, credibility and contribution of the university as the oldest centre of higher learning and the central and leading university of Nepal.
From the forthcoming academic session, the university will extend the semester system outside the central departments. This is really going to prove a daunting task for such a large university spread all over the country. However, if the nation prioritizes education and gives desirable financial support to the university, TU will definitely move ahead on the path of achieving academic excellence and will be able to supply capable manpower to meet the growing challenges of the time.
Since its inception, TU, the state owned university, has expanded its programes indifferent disciplines. There are 5 technical institutes and 4 general faculties. TU offers proficiency certificate level courses only in nursing. It has a wide range of course offerings in Bachelor’s and Master’s levels. TU offers M. Phil. and phd. degree in different disciplines both at the Technical Institutes and Faculties.
TU ran its programes only through its constituent campuses prior to 1980. As the number of the students willing to acquire higher education was increasing day by day, it was not possible for the university to accommodate all the students in the constituent campuses. This situation led to the establishment of colleges in the private sector. From 1979 –80, TU started providing affiliation to private colleges to conduct various programes at different levels. One thousand fifty three (1053) private colleges spread all over the country have so far received affiliations
from TU.
In the current academic session (2014-2015) altogether 4,05,341 students have been enrolled at various levels of TU academic Programmers. 1,48,141 (36.55%) students study in its 60 constituent campuses including 38 central departments, while 2,57,200 (63.45%) students study in 1053 affiliated colleges. It clearly reveals that affiliated colleges do have more students than the constituent campuses.
TU has 7966 teaching faculty and 7230 non-teaching staff including the support staff in its constituent campuses. The total number of employees is 15196 including 124 new posts of the Manmohan Cardiothorasic Centre.
Read this also
Tribhuvan University (TU) is the first national institution of higher education in Nepal. It was established in 1959 A.D. The Central Administrative Office and the Central Campus of the university are located on the north eastern facade of Kirtipur, an ancient and small town located five kilometers away from Kathmandu city centre. There are 38 central departments and 4 research centres in TU, and out of them 31 departments and 3 research centres are located at Kirtipur. The university at Kirtipur is spread over an area of 154.77 hectares (3042-5-2 ropanis).
After the second democratic movement of 2006, the Prime Minister of Nepal is the ceremonial chief, the Chancellor of the University, whereas the Minister of Education is the Pro-Chancellor. The Vice Chancellor is the Chief Executive of the university. He is assisted by the Rector in academic programmes and the Registrar in financial management and general administration.
Tribhuvan University is a non-profit making autonomous institution funded by the Government of Nepal. On January 8, 2013, the government of Nepal has principally agreed to declare Tribhuvan University as the Central University.
Main objectives of TU
The university was established with the following objectives:
To prepare capable human resources required for the overall development of Nepal
To impart standard higher education
To protect and develop national culture and tradition
To involve in extensive, empirical and timely creation of knowledge and research in the fields of arts, science, technology and vocation
TU Senate
It is the supreme decision-making body on policies, budget, and rules and regulations for running the university. It consists of 52 members.
Councils of TU
There are 4 councils constituted as major decision-making bodies of the university.
Executive Council
Executing the decisions of the University Assembly, making decisions on grants, giving affiliation to private campuses, and appointing the university officials are its major functions. It consists of 7 members.
Academic Council
The academic council makes decisions on educational policies and practices regarding curricula, teaching, examinations and research and comprises of 50 members.
Research Coordination Council
It formulates policies on TU research activities, approves guidelines for researchers and coordinates the functions of university level research organizations. The Research Division is the secretariat of the council. The council consist of 27 members.
Planning Council
The planning council performs an advisory role of preparing short and long-term plans, developing annual programmes and evaluating implementation programmes. It consists of 29 members.
Academic Programmes
In the 55th year of its establishment, the university family remains committed and dedicated to making the university a source and centre of quality education, setting up a culture of learning in the country and promoting the notion of national and global peace and harmony. This year, the Tribhuvan university has made a decision to start semester system at the Central Departments. All the departments, except the Central Department of Law, have already started first semester classes. This systemic change has been introduced to enforce an academic calendar, to make students full time students dedicated to their studies, to reduce financial burden on students and their parents by making the students complete the degree in time, to respond to the growing concern of the stakeholders about enhancing the academic quality of university education through academic rigour, to revitalize the fame, popularity, credibility and contribution of the university as the oldest centre of higher learning and the central and leading university of Nepal.
From the forthcoming academic session, the university will extend the semester system outside the central departments. This is really going to prove a daunting task for such a large university spread all over the country. However, if the nation prioritizes education and gives desirable financial support to the university, TU will definitely move ahead on the path of achieving academic excellence and will be able to supply capable manpower to meet the growing challenges of the time.
Since its inception, TU, the state owned university, has expanded its programes indifferent disciplines. There are 5 technical institutes and 4 general faculties. TU offers proficiency certificate level courses only in nursing. It has a wide range of course offerings in Bachelor’s and Master’s levels. TU offers M. Phil. and phd. degree in different disciplines both at the Technical Institutes and Faculties.
TU ran its programes only through its constituent campuses prior to 1980. As the number of the students willing to acquire higher education was increasing day by day, it was not possible for the university to accommodate all the students in the constituent campuses. This situation led to the establishment of colleges in the private sector. From 1979 –80, TU started providing affiliation to private colleges to conduct various programes at different levels. One thousand fifty three (1053) private colleges spread all over the country have so far received affiliations
from TU.
In the current academic session (2014-2015) altogether 4,05,341 students have been enrolled at various levels of TU academic Programmers. 1,48,141 (36.55%) students study in its 60 constituent campuses including 38 central departments, while 2,57,200 (63.45%) students study in 1053 affiliated colleges. It clearly reveals that affiliated colleges do have more students than the constituent campuses.
TU has 7966 teaching faculty and 7230 non-teaching staff including the support staff in its constituent campuses. The total number of employees is 15196 including 124 new posts of the Manmohan Cardiothorasic Centre.
Philippine lady Joya Requested Jeevan to Bring her Nepal
They soon began to look all starry eyed at tied the knot.”He would frequently get tanked and beat me. I can’t stay with him any longer,” Maijeres said of Thapa. They have two children. The Philippines is a Southeast Asian country in the Western Pacific, comprising more than 7,000 islands. Its sprawling capital, Manila, is famous for its waterfront promenade and centuries-old Chinatown. Intramuros, a walled city in colonial times, is the heart of Old Manila. It’s home to the baroque 16th-century San Agustin Church as well as Fort Santiago, a storied citadel and military prisonNearby compelling voices in Chitwan on Saturday protected a Philippine lady from her better half, who has purportedly been manhandling her physically and emotionally. Joyalen Gres Talormo Maijeres, who had been hitched to Jiban Thapa of Ratnanagar Municipality-4 for a long time, has been safeguarded with the assistance of police and a social association, said Chief District Officer Binod Prakash Singh.
Thapa initially met Maijeres in Dubai while he was holding an occupation in the monetary capital of the United Arab Emirates.
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{Assured|Certain} vs. Non-Guaranteed Permanent {Life insurance coverage|Insurance coverage|A life insurance policy} Policies
Fifty years {back|in the past|before}, most life insurance {guidelines|plans|procedures} sold were guaranteed and {provided by|proposed by|made available from} mutual fund companies. Choices {were restricted to|reserved for only} term, diathesis or expereince of living policies. It was simple, you paid a high, set premium and the insurance company guaranteed the death benefit. All that changed in the {eighties|nineteen eighties}. Interest rates soared, and policy owners surrendered their coverage to invest the cash value in higher interest paying non-insurance products. To compete, insurers {started|started out|commenced} offering interest-sensitive non-guaranteed {guidelines|plans|procedures}.
Guaranteed versus Non-Guaranteed {Guidelines|Plans|Procedures}
Today, companies {provide a wide|provide an extensive|provide a wide-ranging|give you a wide|give you an extensive|give you a wide-ranging|give a wide|give an extensive|give a wide-ranging} range of guaranteed and non-guaranteed life insurance {guidelines|plans|procedures}. A guaranteed policy is one out of which the insurer assumes all the risk and contractually guarantees the death {advantage|profit|gain} {in return|as a swap} for {a collection|a place|a set in place} premium payment. If {opportunities|purchases|assets} underperform or expenses go up, the insurer has to absorb losing. With a non-guaranteed policy {the proprietor|the master|the particular owner}, in exchange for a lower premium and possibly better return, is {presuming|supposing|if, perhaps} much of the investment risk as well as giving the insurer the right to increase {plan|coverage|insurance plan} fees. If things {avoid|may|no longer} work out as {prepared|organized|designed}, the policy owner {needs to|must} absorb the cost and pay {a greater|an increased|a better} premium.
Term Policies
Term life is guaranteed. The premium is set at issue and {obviously|plainly|evidently} {mentioned|explained} right in the policy. An {total annual|twelve-monthly|gross annual} renewable term policy has a premium that {will go|moves|should go} up {each year|annually|yearly}. A level term policy {comes with an at first|comes with an in the beginning|comes with a primarily|posseses an at first|posseses an in the beginning|posseses a primarily|has an at first|has an in the beginning|has a primarily} higher premium {that will not|it does not} change for a set period, usually 10, 20 or {35|40|31} years, and then becomes {total annual|twelve-monthly|gross annual} renewable term with a premium based on your attained age.
{Long term|Long lasting|Everlasting} {Guidelines|Plans|Procedures}
Permanent coverage: {entire|complete}, universal and variable life is more confusing since the same policy, depending {about how|how} it is {released|given|granted}, can often be either guaranteed or non-guaranteed. {Almost all|Most|Every} {long term|long lasting|everlasting} life insurance {plan|coverage|insurance plan} illustrations are hypothetical and include ledgers that show how the policy could perform under both {assured|certain} and non-guaranteed assumptions. The rates of return and policy fees are usually shown at the top of each ledger {line|steering column} and some policies, such as variable or index chart life, are sometimes {specified|descriptive} assuming very optimistic 7-8% {total annual|twelve-monthly|gross annual} returns.
Non-guaranteed {guidelines are|plans are|procedures are} typically illustrated with a premium that is calculated based on a favorable assumed rate of return and policy fees that could change. The lower premium payment {is excellent|is fantastic} as long as the performance of the {plan|coverage|insurance plan} meets or exceeds the assumptions in the {example|representation|model}. Click Here However, if the policy does not meet expectations then the owner would have to pay a higher {high quality|superior|high grade} and/or decrease the {loss of life|fatality} benefit, or the coverage may lapse prematurely.
{A few|Several|A lot of} {long term|long lasting|everlasting} policies {provide a driver|provide a riders|provide a biker|give you a driver|give you a riders|give you a biker|give a driver|give a riders|give a biker}, for an additional cost, that is part of the contract and {ensures|assures|warranties} the policy {will never|is not going to|will not likely} {course|joint|distance}. The policy is {assured|certain}, even if the cash value drops to {absolutely no|no|actually zero}, {so long as|provided that|given that} the planned {high quality is|superior is|high grade is} paid as {planned|slated|timetabled}. Depending {about how|how} the {plan|coverage|insurance plan} and the premium are calculated, the no {course|ciel|intervalle} guarantee can range from a few years to be able to {age group|era|grow older} 121. However, {in return|as a swap} for transferring the risk {returning to|to|back in} the insurer these {guidelines|plans|procedures} typically have a higher premium {and make|and create} little cash value.
To best {determine|make a decision}
Whether you should buy guaranteed or non-guaranteed life insurance coverage {depends upon|will depend on|is determined by} many factors. Here are some factors to consider:
{If required|If possible}, will you be able to pay higher {rates|monthly premiums|payments}? Most people who bought universal life policies 10-20 years ago, when 5-7% fixed {rates of interest were|interest levels were} the {tradition|usual|convention}, never envisioned the financial collapse in 2008 or the extended low-interest rates that we are {presently|at present|at the moment} experiencing. Those policies are now only earning 2-3% and the owners, often retirees, are faced with paying significantly higher {rates|monthly premiums|payments} or losing the coverage.
An Indian Girl Singing Nepali Song
An Beautiful Indian Girl Singing Nepali Song ‘suseli haldai…’ We can find dozen of video that nepali girl singing hindi song but there is only few indian girl singing nepali song. Here is one of the catchy video we found on youtube that we wanna share with you guys. watch it
Read this also
Guaranteed vs. Non-Guaranteed Permanent Life Insurance Policies
Fifty years ago, most life insurance policies sold were guaranteed and offered by mutual fund companies. Choices were limited to term, endowment or whole life policies. It was simple, you paid a high, set premium and the insurance company guaranteed the death benefit. All of that changed in the 1980s. Interest rates soared, and policy owners surrendered their coverage to invest the cash value in higher interest paying non-insurance products. To compete, insurers began offering interest-sensitive non-guaranteed policies.
Guaranteed versus Non-Guaranteed Policies
Today, companies offer a broad range of guaranteed and non-guaranteed life insurance policies. A guaranteed policy is one in which the insurer assumes all the risk and contractually guarantees the death benefit in exchange for a set premium payment. If investments underperform or expenses go up, the insurer has to absorb the loss. With a non-guaranteed policy the owner, in exchange for a lower premium and possibly better return, is assuming much of the investment risk as well as giving the insurer the right to increase policy fees. If things don’t work out as planned, the policy owner has to absorb the cost and pay a higher premium.
Term Policies
Term life insurance is guaranteed. The premium is set at issue and clearly stated right in the policy. An annual renewable term policy has a premium that goes up every year. A level term policy has an initially higher premium that does not change for a set period, usually 10, 20 or 30 years, and then becomes annual renewable term with a premium based on your attained age.
Permanent Policies
Permanent coverage: whole, universal and variable life is more confusing since the same policy, depending on how it is issued, can often be either guaranteed or non-guaranteed. All permanent life insurance policy illustrations are hypothetical and include ledgers that show how the policy could perform under both guaranteed and non-guaranteed assumptions.The rates of return and policy fees are usually shown at the top of each ledger column and some policies, such as variable or index life, are sometimes illustrated assuming very optimistic 7-8% annual returns.
Non-guaranteed policies are typically illustrated with a premium that is calculated based on a favorable assumed rate of return and policy fees that could change. The lower premium payment is great as long as the performance of the policy meets or exceeds the assumptions in the illustration. Click Here However, if the policy does not meet expectations then the owner would have to pay a higher premium and/or reduce the death benefit, or the coverage may lapse prematurely.
Some permanent policies offer a rider, for an additional cost, that is part of the contract and guarantees the policy will not lapse. The policy is guaranteed, even if the cash value drops to zero, as long as the planned premium is paid as scheduled. Depending on how the policy and the premium are calculated, the no lapse guarantee can range from a few years out to age 121. However, in exchange for transferring the risk back to the insurer these policies typically have a higher premium and build little cash value.
How to Decide
Whether you should buy guaranteed or non-guaranteed life insurance coverage depends on many factors. Here are some factors to consider:
If necessary, will you be able to pay higher premiums? Most people who bought universal life policies 10-20 years ago, when 5-7% fixed interest rates were the norm, never envisioned the financial collapse in 2008 or the extended low-interest rates that we are currently experiencing. Those policies are now only earning 2-3% and the owners, often retirees, are faced with paying significantly higher premiums or losing the coverage.
Read this also
Guaranteed vs. Non-Guaranteed Permanent Life Insurance Policies
Fifty years ago, most life insurance policies sold were guaranteed and offered by mutual fund companies. Choices were limited to term, endowment or whole life policies. It was simple, you paid a high, set premium and the insurance company guaranteed the death benefit. All of that changed in the 1980s. Interest rates soared, and policy owners surrendered their coverage to invest the cash value in higher interest paying non-insurance products. To compete, insurers began offering interest-sensitive non-guaranteed policies.
Guaranteed versus Non-Guaranteed Policies
Today, companies offer a broad range of guaranteed and non-guaranteed life insurance policies. A guaranteed policy is one in which the insurer assumes all the risk and contractually guarantees the death benefit in exchange for a set premium payment. If investments underperform or expenses go up, the insurer has to absorb the loss. With a non-guaranteed policy the owner, in exchange for a lower premium and possibly better return, is assuming much of the investment risk as well as giving the insurer the right to increase policy fees. If things don’t work out as planned, the policy owner has to absorb the cost and pay a higher premium.
Term Policies
Term life insurance is guaranteed. The premium is set at issue and clearly stated right in the policy. An annual renewable term policy has a premium that goes up every year. A level term policy has an initially higher premium that does not change for a set period, usually 10, 20 or 30 years, and then becomes annual renewable term with a premium based on your attained age.
Permanent Policies
Permanent coverage: whole, universal and variable life is more confusing since the same policy, depending on how it is issued, can often be either guaranteed or non-guaranteed. All permanent life insurance policy illustrations are hypothetical and include ledgers that show how the policy could perform under both guaranteed and non-guaranteed assumptions.The rates of return and policy fees are usually shown at the top of each ledger column and some policies, such as variable or index life, are sometimes illustrated assuming very optimistic 7-8% annual returns.
Non-guaranteed policies are typically illustrated with a premium that is calculated based on a favorable assumed rate of return and policy fees that could change. The lower premium payment is great as long as the performance of the policy meets or exceeds the assumptions in the illustration. Click Here However, if the policy does not meet expectations then the owner would have to pay a higher premium and/or reduce the death benefit, or the coverage may lapse prematurely.
Some permanent policies offer a rider, for an additional cost, that is part of the contract and guarantees the policy will not lapse. The policy is guaranteed, even if the cash value drops to zero, as long as the planned premium is paid as scheduled. Depending on how the policy and the premium are calculated, the no lapse guarantee can range from a few years out to age 121. However, in exchange for transferring the risk back to the insurer these policies typically have a higher premium and build little cash value.
How to Decide
Whether you should buy guaranteed or non-guaranteed life insurance coverage depends on many factors. Here are some factors to consider:
If necessary, will you be able to pay higher premiums? Most people who bought universal life policies 10-20 years ago, when 5-7% fixed interest rates were the norm, never envisioned the financial collapse in 2008 or the extended low-interest rates that we are currently experiencing. Those policies are now only earning 2-3% and the owners, often retirees, are faced with paying significantly higher premiums or losing the coverage.
First Muslim Actress in Nepal Oshima Banu
A new Nepali actress to debut in upcoming movie ‘Romeo’ is going to be the first Muslim actress in the Nepali film industry. So, far there are no other actresses of Muslim origin.
The movie to be produced by Hassan Raza Khan will also talk about the relationship between the people of different religions. Hassan will also be featured opposite Oshima. Hassan is also looking for a second actress for the movie.
The love story movie ‘Romeo’ is the second movie of Hassan Khan. He had previously produced a movie titled ‘Alvida’. The movie featured actress Anita Acharya in lead role opposite to Aryan Sidgel and Hassan Khan himself. (Watch ‘Alvida’ in xnepali). Oshima is the CEO of House of Fashion and a well known fashion model.
Read this also
Tribhuvan University (TU) is the first national institution better education in Nepal. {It had been|It absolutely was} established in 1959 A. D. The Central Management Office and the Central Campus of the {university or college can be found|university or college are situated|college or university can be found|college or university are situated|school can be found|school are situated} on the north eastern facade of Kirtipur, {an old|a historical} and small town located five kilometers away from Kathmandu city centre. There are 38 central departments and 4 research centres in TU, and out of them {thirty-one|23|31st} departments and 3 research centres are located at Kirtipur. The university at Kirtipur is spread over an area of 154. 77 hectares (3042-5-2 ropanis).
After the second democratic movement of 2006, {the top|the best} Minister of Nepal is the ceremonial chief, the Chancellor of the {University or college|College or university|School}, whereas the Minister of Education is the Pro-Chancellor. The Vice Chancellor is the Chief Executive of the university. He is assisted by the {Párroco|Prior|Abad} in academic programmes and the Registrar in financial management and general {supervision|government|operations}.
Tribhuvan University is a non-profit making autonomous {organization|establishment|company} funded by {the federal government|the us government} of Nepal. On January {eight|almost eight|almost 8}, 2013, the government of Nepal has principally {decided to|consented to|opted for} declare Tribhuvan University as the Central University.
{Primary|Key} objectives of TU
The university was established with {the next|the subsequent|this} objectives:
To {put together|make} capable recruiting required for the overall development of Nepal
To impart standard {advanced schooling|degree}
To protect and develop national culture and tradition
To involve in extensive, empirical and {well-timed|regular|on time} creation expertise and research in the fields of arts, science, technology and vocation
TU Senate
{This is|That is} the supreme decision-making body on policies, budget, and rules and {rules|restrictions|polices} for running the {university or college|college or university|school}. It {contains|involves} 52 {users|people|associates}.
Councils of TU
{Presently there are|Right now there are|Generally there are} 4 councils constituted as major decision-making {body|physiques|systems} of the university.
{Professional|Exec|Business} Council
Executing the decisions of the University {Set up|Assemblage}, making decisions on {grants or loans|funds|awards}, giving affiliation to private campuses, and appointing the university officials are {the|their|it is} major functions. It {contains|involves} 7 members.
Academic Authorities
The academic council makes decisions on educational {guidelines|plans|procedures} and practices regarding curricula, teaching, examinations and research and {consists of} 50 {users|people|associates}.
Research Coordination Council
{This|That} formulates policies on {SU|TECHNISCHE UNIVERSIT?T} research activities, approves {recommendations|suggestions|rules} for researchers and {heads|runs} the functions of {university or college|college or university|school} level research organizations. {The study|The investigation|Your research} Division is the secretariat of the council. The council consist of {twenty-seven|28|twenty seven} members.
Planning Council
The planning council performs an advisory role of {planning|organizing|setting up} short and long-term {programs|blueprints|packages}, developing {twelve-monthly|gross annual} programmes and evaluating implementation programmes. {This|That} {contains|involves} 29 members.
{Educational|Academics} Programmes
Inside the 55th year of its {organization|business|institution}, the university family remains committed and {focused on|committed to|specialized in} making the university a source and centre of quality education, setting up a culture of learning in the country and promoting the notion of {nationwide|countrywide} and global peace and harmony. This year, the Tribhuvan university has made a decision {to start out|to get started on} {term|session|halbjahr} system at the Central Departments. All the departments, except the Central {Division|Section|Office} of Law, have already started first semester classes. This systemic change has been introduced to {impose|implement|put in force} an academic calendar, to make students full time students dedicated to their studies, to reduce financial burden on students and their parents by making the students complete {the amount|their education} in time, to {react|reply|act in response} to the growing matter of the stakeholders about {boosting} the academic quality of university education through academic rigour, to {rejuvenate|refresh} the fame, popularity, {trustworthiness|reliability|believability} and contribution of the university as the {earliest|most well-known|most ancient} centre of higher learning and the central and leading university of Nepal.
{From your|Through the|In the} forthcoming academic {program|treatment|period}, the university will {lengthen|expand|prolong} the semester system {outdoors|exterior|outside the house} the central departments. This kind of {is absolutely|is very} going to {show|demonstrate|confirm} a daunting task for such {a huge|a sizable} university {propagate|distributed|pass on} all over the country. However, if the {country|region|land} prioritizes education {and provides|and provide|and share} {desired|appealing|attractive} financial support to the university, TU will definitely move ahead on {the road|the way} of {reaching|obtaining} academic {superiority|quality|brilliance} and will be able to supply capable {personnel|staff members|time} to meet the growing challenges of the time.
Since its inception, {SU|TECHNISCHE UNIVERSIT?T}, the state owned {university or college|college or university|school}, has expanded its programes indifferent disciplines. There are 5 technical institutes and 4 general faculties. {SU|TECHNISCHE UNIVERSIT?T} offers proficiency certificate level courses only in {medical|breastfeeding|nursing jobs}. {They have|It includes} {a variety of} course {attractions|lines|programs} in Bachelor's and Masters levels. TU offers Meters. Phil. and phd. level {in several} disciplines both at the Technical Institutes and Faculties.
TU ran {the|their|it is} programes only through {the|their|it is} constituent campuses prior to 1980. As the {quantity|amount} of the students {prepared|ready|inclined} to acquire higher education was increasing day by day, it was not {feasible for|easy for} the university to accommodate all the students in the constituent campuses. This situation led to the establishment of {schools|universities|educational institutions} in the private sector. From 1979 -80, {SU|TECHNISCHE UNIVERSIT?T} started providing affiliation to private colleges to {carry out|do} various programes at different levels. 1000 fifty 3 (1053) private colleges {propagate|distributed|pass on} all over the country have so far received affiliations
from TU.
On the current academic {program|treatment|period} (2014-2015) altogether 4, 05, 341 students have recently been enrolled at various {amounts of|degrees of|numbers of} TU academic Programmers. {you|one particular}, 48, 141 (36. 55%) students study in {the|their|it is} 60 constituent campuses including 38 central departments, while 2, 57, 200 (63. 45%) students study in 1053 affiliated colleges. {This|That} {plainly|evidently} reveals that {associated|connected|linked} colleges do have more students than the {component|ingredient|major component} campuses.
TU has 7966 teaching faculty and 7230 non-teaching staff including the support staff in the constituent campuses. The total {quantity of|volume of|range of} employees is 15196 including 124 new {articles|blogposts|content} of the Manmohan Cardiothorasic Centre.
The movie to be produced by Hassan Raza Khan will also talk about the relationship between the people of different religions. Hassan will also be featured opposite Oshima. Hassan is also looking for a second actress for the movie.
The love story movie ‘Romeo’ is the second movie of Hassan Khan. He had previously produced a movie titled ‘Alvida’. The movie featured actress Anita Acharya in lead role opposite to Aryan Sidgel and Hassan Khan himself. (Watch ‘Alvida’ in xnepali). Oshima is the CEO of House of Fashion and a well known fashion model.
Read this also
Tribhuvan University (TU) is the first national institution better education in Nepal. {It had been|It absolutely was} established in 1959 A. D. The Central Management Office and the Central Campus of the {university or college can be found|university or college are situated|college or university can be found|college or university are situated|school can be found|school are situated} on the north eastern facade of Kirtipur, {an old|a historical} and small town located five kilometers away from Kathmandu city centre. There are 38 central departments and 4 research centres in TU, and out of them {thirty-one|23|31st} departments and 3 research centres are located at Kirtipur. The university at Kirtipur is spread over an area of 154. 77 hectares (3042-5-2 ropanis).
After the second democratic movement of 2006, {the top|the best} Minister of Nepal is the ceremonial chief, the Chancellor of the {University or college|College or university|School}, whereas the Minister of Education is the Pro-Chancellor. The Vice Chancellor is the Chief Executive of the university. He is assisted by the {Párroco|Prior|Abad} in academic programmes and the Registrar in financial management and general {supervision|government|operations}.
Tribhuvan University is a non-profit making autonomous {organization|establishment|company} funded by {the federal government|the us government} of Nepal. On January {eight|almost eight|almost 8}, 2013, the government of Nepal has principally {decided to|consented to|opted for} declare Tribhuvan University as the Central University.
{Primary|Key} objectives of TU
The university was established with {the next|the subsequent|this} objectives:
To {put together|make} capable recruiting required for the overall development of Nepal
To impart standard {advanced schooling|degree}
To protect and develop national culture and tradition
To involve in extensive, empirical and {well-timed|regular|on time} creation expertise and research in the fields of arts, science, technology and vocation
TU Senate
{This is|That is} the supreme decision-making body on policies, budget, and rules and {rules|restrictions|polices} for running the {university or college|college or university|school}. It {contains|involves} 52 {users|people|associates}.
Councils of TU
{Presently there are|Right now there are|Generally there are} 4 councils constituted as major decision-making {body|physiques|systems} of the university.
{Professional|Exec|Business} Council
Executing the decisions of the University {Set up|Assemblage}, making decisions on {grants or loans|funds|awards}, giving affiliation to private campuses, and appointing the university officials are {the|their|it is} major functions. It {contains|involves} 7 members.
Academic Authorities
The academic council makes decisions on educational {guidelines|plans|procedures} and practices regarding curricula, teaching, examinations and research and {consists of} 50 {users|people|associates}.
Research Coordination Council
{This|That} formulates policies on {SU|TECHNISCHE UNIVERSIT?T} research activities, approves {recommendations|suggestions|rules} for researchers and {heads|runs} the functions of {university or college|college or university|school} level research organizations. {The study|The investigation|Your research} Division is the secretariat of the council. The council consist of {twenty-seven|28|twenty seven} members.
Planning Council
The planning council performs an advisory role of {planning|organizing|setting up} short and long-term {programs|blueprints|packages}, developing {twelve-monthly|gross annual} programmes and evaluating implementation programmes. {This|That} {contains|involves} 29 members.
{Educational|Academics} Programmes
Inside the 55th year of its {organization|business|institution}, the university family remains committed and {focused on|committed to|specialized in} making the university a source and centre of quality education, setting up a culture of learning in the country and promoting the notion of {nationwide|countrywide} and global peace and harmony. This year, the Tribhuvan university has made a decision {to start out|to get started on} {term|session|halbjahr} system at the Central Departments. All the departments, except the Central {Division|Section|Office} of Law, have already started first semester classes. This systemic change has been introduced to {impose|implement|put in force} an academic calendar, to make students full time students dedicated to their studies, to reduce financial burden on students and their parents by making the students complete {the amount|their education} in time, to {react|reply|act in response} to the growing matter of the stakeholders about {boosting} the academic quality of university education through academic rigour, to {rejuvenate|refresh} the fame, popularity, {trustworthiness|reliability|believability} and contribution of the university as the {earliest|most well-known|most ancient} centre of higher learning and the central and leading university of Nepal.
{From your|Through the|In the} forthcoming academic {program|treatment|period}, the university will {lengthen|expand|prolong} the semester system {outdoors|exterior|outside the house} the central departments. This kind of {is absolutely|is very} going to {show|demonstrate|confirm} a daunting task for such {a huge|a sizable} university {propagate|distributed|pass on} all over the country. However, if the {country|region|land} prioritizes education {and provides|and provide|and share} {desired|appealing|attractive} financial support to the university, TU will definitely move ahead on {the road|the way} of {reaching|obtaining} academic {superiority|quality|brilliance} and will be able to supply capable {personnel|staff members|time} to meet the growing challenges of the time.
Since its inception, {SU|TECHNISCHE UNIVERSIT?T}, the state owned {university or college|college or university|school}, has expanded its programes indifferent disciplines. There are 5 technical institutes and 4 general faculties. {SU|TECHNISCHE UNIVERSIT?T} offers proficiency certificate level courses only in {medical|breastfeeding|nursing jobs}. {They have|It includes} {a variety of} course {attractions|lines|programs} in Bachelor's and Masters levels. TU offers Meters. Phil. and phd. level {in several} disciplines both at the Technical Institutes and Faculties.
TU ran {the|their|it is} programes only through {the|their|it is} constituent campuses prior to 1980. As the {quantity|amount} of the students {prepared|ready|inclined} to acquire higher education was increasing day by day, it was not {feasible for|easy for} the university to accommodate all the students in the constituent campuses. This situation led to the establishment of {schools|universities|educational institutions} in the private sector. From 1979 -80, {SU|TECHNISCHE UNIVERSIT?T} started providing affiliation to private colleges to {carry out|do} various programes at different levels. 1000 fifty 3 (1053) private colleges {propagate|distributed|pass on} all over the country have so far received affiliations
from TU.
On the current academic {program|treatment|period} (2014-2015) altogether 4, 05, 341 students have recently been enrolled at various {amounts of|degrees of|numbers of} TU academic Programmers. {you|one particular}, 48, 141 (36. 55%) students study in {the|their|it is} 60 constituent campuses including 38 central departments, while 2, 57, 200 (63. 45%) students study in 1053 affiliated colleges. {This|That} {plainly|evidently} reveals that {associated|connected|linked} colleges do have more students than the {component|ingredient|major component} campuses.
TU has 7966 teaching faculty and 7230 non-teaching staff including the support staff in the constituent campuses. The total {quantity of|volume of|range of} employees is 15196 including 124 new {articles|blogposts|content} of the Manmohan Cardiothorasic Centre.
Teachers Love Game – 40-year-old Lady Teacher Eloped with 16-year-old
When 40 year old lady
teacher eloped with a 16-year-old boy student, Ahmedabad shocked.Though
it is said that love is blind and is above cast, belief, religion, color
and all other boundaries, one must take into consideration the fact that
one has to live in the society and follow certain rules which are made
for betterment of human beings. Violation of such social norms results
in devastation not merely of the person but also of others associated
with him or her.
All and sundry has been taken aback by the shameful act of this
40-year-old teacher Manisha Joshi. Manisha used to tutor a minor student
who lived in the same apartment. But no one got to know when the student
started learning love lessons while reading his course books. Manisha
was not unaware of the intentions of her 16-years-old student and
gradually she, too, started falling in love with him. She used to think
about him in loneliness and what it happened was unexpected and shocking.
Manisha fell in love with the minor student so deeply as she didn’t even
care about social norms and both indulged in a physical relationship as
well. She was dreaming of a fresh and new life with him and despite
being a teacher, she forgot that he was just 16, who was neither mature
nor eligible for this relationship.
It was difficult for her to live without him for a single moment and one
day, both eloped far from the dwelling. From Ahmedabad, they went to
Mumbai; and then they followed the route Surat, Bharuch, Rajasthan and
back to Ahmedabad.
Read this also
Tribhuvan University (TU) is the first national institution better education in Nepal. {It had been|It absolutely was} established in 1959 A. D. The Central Management Office and the Central Campus of the {university or college can be found|university or college are situated|college or university can be found|college or university are situated|school can be found|school are situated} on the north eastern facade of Kirtipur, {an old|a historical} and small town located five kilometers away from Kathmandu city centre. There are 38 central departments and 4 research centres in TU, and out of them {thirty-one|23|31st} departments and 3 research centres are located at Kirtipur. The university at Kirtipur is spread over an area of 154. 77 hectares (3042-5-2 ropanis).
After the second democratic movement of 2006, {the top|the best} Minister of Nepal is the ceremonial chief, the Chancellor of the {University or college|College or university|School}, whereas the Minister of Education is the Pro-Chancellor. The Vice Chancellor is the Chief Executive of the university. He is assisted by the {Párroco|Prior|Abad} in academic programmes and the Registrar in financial management and general {supervision|government|operations}.
Tribhuvan University is a non-profit making autonomous {organization|establishment|company} funded by {the federal government|the us government} of Nepal. On January {eight|almost eight|almost 8}, 2013, the government of Nepal has principally {decided to|consented to|opted for} declare Tribhuvan University as the Central University.
{Primary|Key} objectives of TU
The university was established with {the next|the subsequent|this} objectives:
To {put together|make} capable recruiting required for the overall development of Nepal
To impart standard {advanced schooling|degree}
To protect and develop national culture and tradition
To involve in extensive, empirical and {well-timed|regular|on time} creation expertise and research in the fields of arts, science, technology and vocation
TU Senate
{This is|That is} the supreme decision-making body on policies, budget, and rules and {rules|restrictions|polices} for running the {university or college|college or university|school}. It {contains|involves} 52 {users|people|associates}.
Councils of TU
{Presently there are|Right now there are|Generally there are} 4 councils constituted as major decision-making {body|physiques|systems} of the university.
{Professional|Exec|Business} Council
Executing the decisions of the University {Set up|Assemblage}, making decisions on {grants or loans|funds|awards}, giving affiliation to private campuses, and appointing the university officials are {the|their|it is} major functions. It {contains|involves} 7 members.
Academic Authorities
The academic council makes decisions on educational {guidelines|plans|procedures} and practices regarding curricula, teaching, examinations and research and {consists of} 50 {users|people|associates}.
Research Coordination Council
{This|That} formulates policies on {SU|TECHNISCHE UNIVERSIT?T} research activities, approves {recommendations|suggestions|rules} for researchers and {heads|runs} the functions of {university or college|college or university|school} level research organizations. {The study|The investigation|Your research} Division is the secretariat of the council. The council consist of {twenty-seven|28|twenty seven} members.
Planning Council
The planning council performs an advisory role of {planning|organizing|setting up} short and long-term {programs|blueprints|packages}, developing {twelve-monthly|gross annual} programmes and evaluating implementation programmes. {This|That} {contains|involves} 29 members.
{Educational|Academics} Programmes
Inside the 55th year of its {organization|business|institution}, the university family remains committed and {focused on|committed to|specialized in} making the university a source and centre of quality education, setting up a culture of learning in the country and promoting the notion of {nationwide|countrywide} and global peace and harmony. This year, the Tribhuvan university has made a decision {to start out|to get started on} {term|session|halbjahr} system at the Central Departments. All the departments, except the Central {Division|Section|Office} of Law, have already started first semester classes. This systemic change has been introduced to {impose|implement|put in force} an academic calendar, to make students full time students dedicated to their studies, to reduce financial burden on students and their parents by making the students complete {the amount|their education} in time, to {react|reply|act in response} to the growing matter of the stakeholders about {boosting} the academic quality of university education through academic rigour, to {rejuvenate|refresh} the fame, popularity, {trustworthiness|reliability|believability} and contribution of the university as the {earliest|most well-known|most ancient} centre of higher learning and the central and leading university of Nepal.
{From your|Through the|In the} forthcoming academic {program|treatment|period}, the university will {lengthen|expand|prolong} the semester system {outdoors|exterior|outside the house} the central departments. This kind of {is absolutely|is very} going to {show|demonstrate|confirm} a daunting task for such {a huge|a sizable} university {propagate|distributed|pass on} all over the country. However, if the {country|region|land} prioritizes education {and provides|and provide|and share} {desired|appealing|attractive} financial support to the university, TU will definitely move ahead on {the road|the way} of {reaching|obtaining} academic {superiority|quality|brilliance} and will be able to supply capable {personnel|staff members|time} to meet the growing challenges of the time.
Since its inception, {SU|TECHNISCHE UNIVERSIT?T}, the state owned {university or college|college or university|school}, has expanded its programes indifferent disciplines. There are 5 technical institutes and 4 general faculties. {SU|TECHNISCHE UNIVERSIT?T} offers proficiency certificate level courses only in {medical|breastfeeding|nursing jobs}. {They have|It includes} {a variety of} course {attractions|lines|programs} in Bachelor's and Masters levels. TU offers Meters. Phil. and phd. level {in several} disciplines both at the Technical Institutes and Faculties.
TU ran {the|their|it is} programes only through {the|their|it is} constituent campuses prior to 1980. As the {quantity|amount} of the students {prepared|ready|inclined} to acquire higher education was increasing day by day, it was not {feasible for|easy for} the university to accommodate all the students in the constituent campuses. This situation led to the establishment of {schools|universities|educational institutions} in the private sector. From 1979 -80, {SU|TECHNISCHE UNIVERSIT?T} started providing affiliation to private colleges to {carry out|do} various programes at different levels. 1000 fifty 3 (1053) private colleges {propagate|distributed|pass on} all over the country have so far received affiliations
from TU.
On the current academic {program|treatment|period} (2014-2015) altogether 4, 05, 341 students have recently been enrolled at various {amounts of|degrees of|numbers of} TU academic Programmers. {you|one particular}, 48, 141 (36. 55%) students study in {the|their|it is} 60 constituent campuses including 38 central departments, while 2, 57, 200 (63. 45%) students study in 1053 affiliated colleges. {This|That} {plainly|evidently} reveals that {associated|connected|linked} colleges do have more students than the {component|ingredient|major component} campuses.
TU has 7966 teaching faculty and 7230 non-teaching staff including the support staff in the constituent campuses. The total {quantity of|volume of|range of} employees is 15196 including 124 new {articles|blogposts|content} of the Manmohan Cardiothorasic Centre.
teacher eloped with a 16-year-old boy student, Ahmedabad shocked.Though
it is said that love is blind and is above cast, belief, religion, color
and all other boundaries, one must take into consideration the fact that
one has to live in the society and follow certain rules which are made
for betterment of human beings. Violation of such social norms results
in devastation not merely of the person but also of others associated
with him or her.
All and sundry has been taken aback by the shameful act of this
40-year-old teacher Manisha Joshi. Manisha used to tutor a minor student
who lived in the same apartment. But no one got to know when the student
started learning love lessons while reading his course books. Manisha
was not unaware of the intentions of her 16-years-old student and
gradually she, too, started falling in love with him. She used to think
about him in loneliness and what it happened was unexpected and shocking.
Manisha fell in love with the minor student so deeply as she didn’t even
care about social norms and both indulged in a physical relationship as
well. She was dreaming of a fresh and new life with him and despite
being a teacher, she forgot that he was just 16, who was neither mature
nor eligible for this relationship.
It was difficult for her to live without him for a single moment and one
day, both eloped far from the dwelling. From Ahmedabad, they went to
Mumbai; and then they followed the route Surat, Bharuch, Rajasthan and
back to Ahmedabad.
Read this also
Tribhuvan University (TU) is the first national institution better education in Nepal. {It had been|It absolutely was} established in 1959 A. D. The Central Management Office and the Central Campus of the {university or college can be found|university or college are situated|college or university can be found|college or university are situated|school can be found|school are situated} on the north eastern facade of Kirtipur, {an old|a historical} and small town located five kilometers away from Kathmandu city centre. There are 38 central departments and 4 research centres in TU, and out of them {thirty-one|23|31st} departments and 3 research centres are located at Kirtipur. The university at Kirtipur is spread over an area of 154. 77 hectares (3042-5-2 ropanis).
After the second democratic movement of 2006, {the top|the best} Minister of Nepal is the ceremonial chief, the Chancellor of the {University or college|College or university|School}, whereas the Minister of Education is the Pro-Chancellor. The Vice Chancellor is the Chief Executive of the university. He is assisted by the {Párroco|Prior|Abad} in academic programmes and the Registrar in financial management and general {supervision|government|operations}.
Tribhuvan University is a non-profit making autonomous {organization|establishment|company} funded by {the federal government|the us government} of Nepal. On January {eight|almost eight|almost 8}, 2013, the government of Nepal has principally {decided to|consented to|opted for} declare Tribhuvan University as the Central University.
{Primary|Key} objectives of TU
The university was established with {the next|the subsequent|this} objectives:
To {put together|make} capable recruiting required for the overall development of Nepal
To impart standard {advanced schooling|degree}
To protect and develop national culture and tradition
To involve in extensive, empirical and {well-timed|regular|on time} creation expertise and research in the fields of arts, science, technology and vocation
TU Senate
{This is|That is} the supreme decision-making body on policies, budget, and rules and {rules|restrictions|polices} for running the {university or college|college or university|school}. It {contains|involves} 52 {users|people|associates}.
Councils of TU
{Presently there are|Right now there are|Generally there are} 4 councils constituted as major decision-making {body|physiques|systems} of the university.
{Professional|Exec|Business} Council
Executing the decisions of the University {Set up|Assemblage}, making decisions on {grants or loans|funds|awards}, giving affiliation to private campuses, and appointing the university officials are {the|their|it is} major functions. It {contains|involves} 7 members.
Academic Authorities
The academic council makes decisions on educational {guidelines|plans|procedures} and practices regarding curricula, teaching, examinations and research and {consists of} 50 {users|people|associates}.
Research Coordination Council
{This|That} formulates policies on {SU|TECHNISCHE UNIVERSIT?T} research activities, approves {recommendations|suggestions|rules} for researchers and {heads|runs} the functions of {university or college|college or university|school} level research organizations. {The study|The investigation|Your research} Division is the secretariat of the council. The council consist of {twenty-seven|28|twenty seven} members.
Planning Council
The planning council performs an advisory role of {planning|organizing|setting up} short and long-term {programs|blueprints|packages}, developing {twelve-monthly|gross annual} programmes and evaluating implementation programmes. {This|That} {contains|involves} 29 members.
{Educational|Academics} Programmes
Inside the 55th year of its {organization|business|institution}, the university family remains committed and {focused on|committed to|specialized in} making the university a source and centre of quality education, setting up a culture of learning in the country and promoting the notion of {nationwide|countrywide} and global peace and harmony. This year, the Tribhuvan university has made a decision {to start out|to get started on} {term|session|halbjahr} system at the Central Departments. All the departments, except the Central {Division|Section|Office} of Law, have already started first semester classes. This systemic change has been introduced to {impose|implement|put in force} an academic calendar, to make students full time students dedicated to their studies, to reduce financial burden on students and their parents by making the students complete {the amount|their education} in time, to {react|reply|act in response} to the growing matter of the stakeholders about {boosting} the academic quality of university education through academic rigour, to {rejuvenate|refresh} the fame, popularity, {trustworthiness|reliability|believability} and contribution of the university as the {earliest|most well-known|most ancient} centre of higher learning and the central and leading university of Nepal.
{From your|Through the|In the} forthcoming academic {program|treatment|period}, the university will {lengthen|expand|prolong} the semester system {outdoors|exterior|outside the house} the central departments. This kind of {is absolutely|is very} going to {show|demonstrate|confirm} a daunting task for such {a huge|a sizable} university {propagate|distributed|pass on} all over the country. However, if the {country|region|land} prioritizes education {and provides|and provide|and share} {desired|appealing|attractive} financial support to the university, TU will definitely move ahead on {the road|the way} of {reaching|obtaining} academic {superiority|quality|brilliance} and will be able to supply capable {personnel|staff members|time} to meet the growing challenges of the time.
Since its inception, {SU|TECHNISCHE UNIVERSIT?T}, the state owned {university or college|college or university|school}, has expanded its programes indifferent disciplines. There are 5 technical institutes and 4 general faculties. {SU|TECHNISCHE UNIVERSIT?T} offers proficiency certificate level courses only in {medical|breastfeeding|nursing jobs}. {They have|It includes} {a variety of} course {attractions|lines|programs} in Bachelor's and Masters levels. TU offers Meters. Phil. and phd. level {in several} disciplines both at the Technical Institutes and Faculties.
TU ran {the|their|it is} programes only through {the|their|it is} constituent campuses prior to 1980. As the {quantity|amount} of the students {prepared|ready|inclined} to acquire higher education was increasing day by day, it was not {feasible for|easy for} the university to accommodate all the students in the constituent campuses. This situation led to the establishment of {schools|universities|educational institutions} in the private sector. From 1979 -80, {SU|TECHNISCHE UNIVERSIT?T} started providing affiliation to private colleges to {carry out|do} various programes at different levels. 1000 fifty 3 (1053) private colleges {propagate|distributed|pass on} all over the country have so far received affiliations
from TU.
On the current academic {program|treatment|period} (2014-2015) altogether 4, 05, 341 students have recently been enrolled at various {amounts of|degrees of|numbers of} TU academic Programmers. {you|one particular}, 48, 141 (36. 55%) students study in {the|their|it is} 60 constituent campuses including 38 central departments, while 2, 57, 200 (63. 45%) students study in 1053 affiliated colleges. {This|That} {plainly|evidently} reveals that {associated|connected|linked} colleges do have more students than the {component|ingredient|major component} campuses.
TU has 7966 teaching faculty and 7230 non-teaching staff including the support staff in the constituent campuses. The total {quantity of|volume of|range of} employees is 15196 including 124 new {articles|blogposts|content} of the Manmohan Cardiothorasic Centre.
History Created By CHAKKA PANJA
Chhakka Panja
Genre: Comedy and Social drama
Director: Deepa Shree Niraula
Cast: Deepak Raj Giri, Priyanka Karki, Aaryan Sigdel, Jeetu Nepal, Kedar Ghimire, Buddhi Tamang, Shivahari Poudel and Aruna Karki
Being screened at QfX Cinemas
Chhakka Panja
The film Chhakka Panja revolves around four friends in a village — Raja (Deepak Raj Giri), Saraswoti (Jeetu Nepal), Magne (Kedar Ghimire) and Buddhi (Buddhi Tamang). Raja is rich but illiterate and enjoys life, and tells his friends to not get married or hold any job. However, he secretly has affairs with married women.
Then one day Raja gets married to Champa (Priyanka Karki), and the story enters a serious mode when Champa elopes with someone else. The lives of Raja and his friends are turned upside down. Chhakka Panja is a total comedy and social drama, a story of friendship, love and revenge. It is hilarious from start to finish. With comedy and satire on society, it ‘is’ funny and takes you to Raja’s land.
Deepa Shree Niraula as the debutant director has done a good job. The storyline and setting is nothing new, but the way it has been presented is different, hence refreshing. Giri’s look resembles that of Govinda’s in the Bollywood film Raja Babu. Except for Dayahang Rai and Dhurmus of Wada No. 6, the other characters are the same. One may see these characters regularly on television, but the director has presented these characters in new avatars. Nepal is a simple bahun baje, Ghimire is a clueless young man who is fond of eating goat’s ear. Atit (Shivahari Poudel) is presented as a responsible man who helps his friends whenever there is a need.
The first-half of the film moves with Giri and his friends’ mischievous acts and social problems of society — leaving one’s wife to work in a foreign country, unemployment, society’s culture to show off, poverty, domestic violence and so on. In the middle of the second-half, the story takes a turn surprising the audience with its terrific ending.
Giri justifies his role as Raja. His cunning nature, Raja Babu-style get-up and perfect comedy timing steal audience’s heart as Raja. Karki as Champa and Poudel as the mystery man do a decent job. Nepal and Ghimire tickle your funny bone with their gags and humour. Tamang as the coward husband is apt and really funny. Aruna Karki as the tigress wife Devi is natural. Aryan Sigdel in a cameo as an NRN is treat to watch.
The songs Purba Pashchim Rail and Dekhan Champa Sunana Champa — Rajan Raj Shiwakoti and Deepak Sharma’s composition — will thrill you. The background score is awesome.
Read this also
Tribhuvan University (TU) is the first national institution better education in Nepal. {It had been|It absolutely was} established in 1959 A. D. The Central Management Office and the Central Campus of the {university or college can be found|university or college are situated|college or university can be found|college or university are situated|school can be found|school are situated} on the north eastern facade of Kirtipur, {an old|a historical} and small town located five kilometers away from Kathmandu city centre. There are 38 central departments and 4 research centres in TU, and out of them {thirty-one|23|31st} departments and 3 research centres are located at Kirtipur. The university at Kirtipur is spread over an area of 154. 77 hectares (3042-5-2 ropanis).
After the second democratic movement of 2006, {the top|the best} Minister of Nepal is the ceremonial chief, the Chancellor of the {University or college|College or university|School}, whereas the Minister of Education is the Pro-Chancellor. The Vice Chancellor is the Chief Executive of the university. He is assisted by the {Párroco|Prior|Abad} in academic programmes and the Registrar in financial management and general {supervision|government|operations}.
Tribhuvan University is a non-profit making autonomous {organization|establishment|company} funded by {the federal government|the us government} of Nepal. On January {eight|almost eight|almost 8}, 2013, the government of Nepal has principally {decided to|consented to|opted for} declare Tribhuvan University as the Central University.
{Primary|Key} objectives of TU
The university was established with {the next|the subsequent|this} objectives:
To {put together|make} capable recruiting required for the overall development of Nepal
To impart standard {advanced schooling|degree}
To protect and develop national culture and tradition
To involve in extensive, empirical and {well-timed|regular|on time} creation expertise and research in the fields of arts, science, technology and vocation
TU Senate
{This is|That is} the supreme decision-making body on policies, budget, and rules and {rules|restrictions|polices} for running the {university or college|college or university|school}. It {contains|involves} 52 {users|people|associates}.
Councils of TU
{Presently there are|Right now there are|Generally there are} 4 councils constituted as major decision-making {body|physiques|systems} of the university.
{Professional|Exec|Business} Council
Executing the decisions of the University {Set up|Assemblage}, making decisions on {grants or loans|funds|awards}, giving affiliation to private campuses, and appointing the university officials are {the|their|it is} major functions. It {contains|involves} 7 members.
Academic Authorities
The academic council makes decisions on educational {guidelines|plans|procedures} and practices regarding curricula, teaching, examinations and research and {consists of} 50 {users|people|associates}.
Research Coordination Council
{This|That} formulates policies on {SU|TECHNISCHE UNIVERSIT?T} research activities, approves {recommendations|suggestions|rules} for researchers and {heads|runs} the functions of {university or college|college or university|school} level research organizations. {The study|The investigation|Your research} Division is the secretariat of the council. The council consist of {twenty-seven|28|twenty seven} members.
Planning Council
The planning council performs an advisory role of {planning|organizing|setting up} short and long-term {programs|blueprints|packages}, developing {twelve-monthly|gross annual} programmes and evaluating implementation programmes. {This|That} {contains|involves} 29 members.
{Educational|Academics} Programmes
Inside the 55th year of its {organization|business|institution}, the university family remains committed and {focused on|committed to|specialized in} making the university a source and centre of quality education, setting up a culture of learning in the country and promoting the notion of {nationwide|countrywide} and global peace and harmony. This year, the Tribhuvan university has made a decision {to start out|to get started on} {term|session|halbjahr} system at the Central Departments. All the departments, except the Central {Division|Section|Office} of Law, have already started first semester classes. This systemic change has been introduced to {impose|implement|put in force} an academic calendar, to make students full time students dedicated to their studies, to reduce financial burden on students and their parents by making the students complete {the amount|their education} in time, to {react|reply|act in response} to the growing matter of the stakeholders about {boosting} the academic quality of university education through academic rigour, to {rejuvenate|refresh} the fame, popularity, {trustworthiness|reliability|believability} and contribution of the university as the {earliest|most well-known|most ancient} centre of higher learning and the central and leading university of Nepal.
{From your|Through the|In the} forthcoming academic {program|treatment|period}, the university will {lengthen|expand|prolong} the semester system {outdoors|exterior|outside the house} the central departments. This kind of {is absolutely|is very} going to {show|demonstrate|confirm} a daunting task for such {a huge|a sizable} university {propagate|distributed|pass on} all over the country. However, if the {country|region|land} prioritizes education {and provides|and provide|and share} {desired|appealing|attractive} financial support to the university, TU will definitely move ahead on {the road|the way} of {reaching|obtaining} academic {superiority|quality|brilliance} and will be able to supply capable {personnel|staff members|time} to meet the growing challenges of the time.
Since its inception, {SU|TECHNISCHE UNIVERSIT?T}, the state owned {university or college|college or university|school}, has expanded its programes indifferent disciplines. There are 5 technical institutes and 4 general faculties. {SU|TECHNISCHE UNIVERSIT?T} offers proficiency certificate level courses only in {medical|breastfeeding|nursing jobs}. {They have|It includes} {a variety of} course {attractions|lines|programs} in Bachelor's and Masters levels. TU offers Meters. Phil. and phd. level {in several} disciplines both at the Technical Institutes and Faculties.
TU ran {the|their|it is} programes only through {the|their|it is} constituent campuses prior to 1980. As the {quantity|amount} of the students {prepared|ready|inclined} to acquire higher education was increasing day by day, it was not {feasible for|easy for} the university to accommodate all the students in the constituent campuses. This situation led to the establishment of {schools|universities|educational institutions} in the private sector. From 1979 -80, {SU|TECHNISCHE UNIVERSIT?T} started providing affiliation to private colleges to {carry out|do} various programes at different levels. 1000 fifty 3 (1053) private colleges {propagate|distributed|pass on} all over the country have so far received affiliations
from TU.
On the current academic {program|treatment|period} (2014-2015) altogether 4, 05, 341 students have recently been enrolled at various {amounts of|degrees of|numbers of} TU academic Programmers. {you|one particular}, 48, 141 (36. 55%) students study in {the|their|it is} 60 constituent campuses including 38 central departments, while 2, 57, 200 (63. 45%) students study in 1053 affiliated colleges. {This|That} {plainly|evidently} reveals that {associated|connected|linked} colleges do have more students than the {component|ingredient|major component} campuses.
TU has 7966 teaching faculty and 7230 non-teaching staff including the support staff in the constituent campuses. The total {quantity of|volume of|range of} employees is 15196 including 124 new {articles|blogposts|content} of the Manmohan Cardiothorasic Centre.
Genre: Comedy and Social drama
Director: Deepa Shree Niraula
Cast: Deepak Raj Giri, Priyanka Karki, Aaryan Sigdel, Jeetu Nepal, Kedar Ghimire, Buddhi Tamang, Shivahari Poudel and Aruna Karki
Being screened at QfX Cinemas
Chhakka Panja
The film Chhakka Panja revolves around four friends in a village — Raja (Deepak Raj Giri), Saraswoti (Jeetu Nepal), Magne (Kedar Ghimire) and Buddhi (Buddhi Tamang). Raja is rich but illiterate and enjoys life, and tells his friends to not get married or hold any job. However, he secretly has affairs with married women.
Then one day Raja gets married to Champa (Priyanka Karki), and the story enters a serious mode when Champa elopes with someone else. The lives of Raja and his friends are turned upside down. Chhakka Panja is a total comedy and social drama, a story of friendship, love and revenge. It is hilarious from start to finish. With comedy and satire on society, it ‘is’ funny and takes you to Raja’s land.
Deepa Shree Niraula as the debutant director has done a good job. The storyline and setting is nothing new, but the way it has been presented is different, hence refreshing. Giri’s look resembles that of Govinda’s in the Bollywood film Raja Babu. Except for Dayahang Rai and Dhurmus of Wada No. 6, the other characters are the same. One may see these characters regularly on television, but the director has presented these characters in new avatars. Nepal is a simple bahun baje, Ghimire is a clueless young man who is fond of eating goat’s ear. Atit (Shivahari Poudel) is presented as a responsible man who helps his friends whenever there is a need.
The first-half of the film moves with Giri and his friends’ mischievous acts and social problems of society — leaving one’s wife to work in a foreign country, unemployment, society’s culture to show off, poverty, domestic violence and so on. In the middle of the second-half, the story takes a turn surprising the audience with its terrific ending.
Giri justifies his role as Raja. His cunning nature, Raja Babu-style get-up and perfect comedy timing steal audience’s heart as Raja. Karki as Champa and Poudel as the mystery man do a decent job. Nepal and Ghimire tickle your funny bone with their gags and humour. Tamang as the coward husband is apt and really funny. Aruna Karki as the tigress wife Devi is natural. Aryan Sigdel in a cameo as an NRN is treat to watch.
The songs Purba Pashchim Rail and Dekhan Champa Sunana Champa — Rajan Raj Shiwakoti and Deepak Sharma’s composition — will thrill you. The background score is awesome.
Read this also
Tribhuvan University (TU) is the first national institution better education in Nepal. {It had been|It absolutely was} established in 1959 A. D. The Central Management Office and the Central Campus of the {university or college can be found|university or college are situated|college or university can be found|college or university are situated|school can be found|school are situated} on the north eastern facade of Kirtipur, {an old|a historical} and small town located five kilometers away from Kathmandu city centre. There are 38 central departments and 4 research centres in TU, and out of them {thirty-one|23|31st} departments and 3 research centres are located at Kirtipur. The university at Kirtipur is spread over an area of 154. 77 hectares (3042-5-2 ropanis).
After the second democratic movement of 2006, {the top|the best} Minister of Nepal is the ceremonial chief, the Chancellor of the {University or college|College or university|School}, whereas the Minister of Education is the Pro-Chancellor. The Vice Chancellor is the Chief Executive of the university. He is assisted by the {Párroco|Prior|Abad} in academic programmes and the Registrar in financial management and general {supervision|government|operations}.
Tribhuvan University is a non-profit making autonomous {organization|establishment|company} funded by {the federal government|the us government} of Nepal. On January {eight|almost eight|almost 8}, 2013, the government of Nepal has principally {decided to|consented to|opted for} declare Tribhuvan University as the Central University.
{Primary|Key} objectives of TU
The university was established with {the next|the subsequent|this} objectives:
To {put together|make} capable recruiting required for the overall development of Nepal
To impart standard {advanced schooling|degree}
To protect and develop national culture and tradition
To involve in extensive, empirical and {well-timed|regular|on time} creation expertise and research in the fields of arts, science, technology and vocation
TU Senate
{This is|That is} the supreme decision-making body on policies, budget, and rules and {rules|restrictions|polices} for running the {university or college|college or university|school}. It {contains|involves} 52 {users|people|associates}.
Councils of TU
{Presently there are|Right now there are|Generally there are} 4 councils constituted as major decision-making {body|physiques|systems} of the university.
{Professional|Exec|Business} Council
Executing the decisions of the University {Set up|Assemblage}, making decisions on {grants or loans|funds|awards}, giving affiliation to private campuses, and appointing the university officials are {the|their|it is} major functions. It {contains|involves} 7 members.
Academic Authorities
The academic council makes decisions on educational {guidelines|plans|procedures} and practices regarding curricula, teaching, examinations and research and {consists of} 50 {users|people|associates}.
Research Coordination Council
{This|That} formulates policies on {SU|TECHNISCHE UNIVERSIT?T} research activities, approves {recommendations|suggestions|rules} for researchers and {heads|runs} the functions of {university or college|college or university|school} level research organizations. {The study|The investigation|Your research} Division is the secretariat of the council. The council consist of {twenty-seven|28|twenty seven} members.
Planning Council
The planning council performs an advisory role of {planning|organizing|setting up} short and long-term {programs|blueprints|packages}, developing {twelve-monthly|gross annual} programmes and evaluating implementation programmes. {This|That} {contains|involves} 29 members.
{Educational|Academics} Programmes
Inside the 55th year of its {organization|business|institution}, the university family remains committed and {focused on|committed to|specialized in} making the university a source and centre of quality education, setting up a culture of learning in the country and promoting the notion of {nationwide|countrywide} and global peace and harmony. This year, the Tribhuvan university has made a decision {to start out|to get started on} {term|session|halbjahr} system at the Central Departments. All the departments, except the Central {Division|Section|Office} of Law, have already started first semester classes. This systemic change has been introduced to {impose|implement|put in force} an academic calendar, to make students full time students dedicated to their studies, to reduce financial burden on students and their parents by making the students complete {the amount|their education} in time, to {react|reply|act in response} to the growing matter of the stakeholders about {boosting} the academic quality of university education through academic rigour, to {rejuvenate|refresh} the fame, popularity, {trustworthiness|reliability|believability} and contribution of the university as the {earliest|most well-known|most ancient} centre of higher learning and the central and leading university of Nepal.
{From your|Through the|In the} forthcoming academic {program|treatment|period}, the university will {lengthen|expand|prolong} the semester system {outdoors|exterior|outside the house} the central departments. This kind of {is absolutely|is very} going to {show|demonstrate|confirm} a daunting task for such {a huge|a sizable} university {propagate|distributed|pass on} all over the country. However, if the {country|region|land} prioritizes education {and provides|and provide|and share} {desired|appealing|attractive} financial support to the university, TU will definitely move ahead on {the road|the way} of {reaching|obtaining} academic {superiority|quality|brilliance} and will be able to supply capable {personnel|staff members|time} to meet the growing challenges of the time.
Since its inception, {SU|TECHNISCHE UNIVERSIT?T}, the state owned {university or college|college or university|school}, has expanded its programes indifferent disciplines. There are 5 technical institutes and 4 general faculties. {SU|TECHNISCHE UNIVERSIT?T} offers proficiency certificate level courses only in {medical|breastfeeding|nursing jobs}. {They have|It includes} {a variety of} course {attractions|lines|programs} in Bachelor's and Masters levels. TU offers Meters. Phil. and phd. level {in several} disciplines both at the Technical Institutes and Faculties.
TU ran {the|their|it is} programes only through {the|their|it is} constituent campuses prior to 1980. As the {quantity|amount} of the students {prepared|ready|inclined} to acquire higher education was increasing day by day, it was not {feasible for|easy for} the university to accommodate all the students in the constituent campuses. This situation led to the establishment of {schools|universities|educational institutions} in the private sector. From 1979 -80, {SU|TECHNISCHE UNIVERSIT?T} started providing affiliation to private colleges to {carry out|do} various programes at different levels. 1000 fifty 3 (1053) private colleges {propagate|distributed|pass on} all over the country have so far received affiliations
from TU.
On the current academic {program|treatment|period} (2014-2015) altogether 4, 05, 341 students have recently been enrolled at various {amounts of|degrees of|numbers of} TU academic Programmers. {you|one particular}, 48, 141 (36. 55%) students study in {the|their|it is} 60 constituent campuses including 38 central departments, while 2, 57, 200 (63. 45%) students study in 1053 affiliated colleges. {This|That} {plainly|evidently} reveals that {associated|connected|linked} colleges do have more students than the {component|ingredient|major component} campuses.
TU has 7966 teaching faculty and 7230 non-teaching staff including the support staff in the constituent campuses. The total {quantity of|volume of|range of} employees is 15196 including 124 new {articles|blogposts|content} of the Manmohan Cardiothorasic Centre.
Good Bye Sunil Bardewa
Popular singer and music arranger Sunil Bardewa passed away at the Tribhuvan University Teaching Hospital (TUTH) in Maharajganj on Tuesday evening.
According to the lyricist, Naradev Panta, the 44-year-old singer was sufffering from jaundice and was rushed to the hospital after he started vomiting blood on Tuesday afternoon.
Bardewa died while undergoing treatment in the hospital, Panta informed Setopati.
The singer, who started his singing career through the band, Matrix, arranged music in most of the songs of famous singers Nabin K Bhattarai and Nima Rumba, among others. He is also famous for singing popular songs like “Goreto ani ustai cha galli”, “bihanimaa ani saanjhmaa”.
He is survived by two daughters and a son. His wife died two years ago.
Read this also
{Assured|Certain} vs. Non-Guaranteed Permanent {Life insurance coverage|Insurance coverage|A life insurance policy} Policies
Fifty years {back|in the past|before}, most life insurance {guidelines|plans|procedures} sold were guaranteed and {proposed by|made available from} mutual fund companies. Choices {were restricted to|reserved for only} term, diathesis or expereince of living policies. It was simple, you paid a high, set premium and the insurance company guaranteed the death benefit. All that changed in the {eighties|nineteen eighties}. Interest rates soared, and policy owners surrendered their coverage to invest the cash value in higher interest paying non-insurance products. To compete, insurers {started out|commenced} offering interest-sensitive non-guaranteed {guidelines|plans|procedures}.
Guaranteed versus Non-Guaranteed {Guidelines|Plans|Procedures}
Today, companies {give you a wide|give you an extensive|give you a wide-ranging|give a wide|give an extensive|give a wide-ranging} range of guaranteed and non-guaranteed life insurance {guidelines|plans|procedures}. A guaranteed policy is one out of which the insurer assumes all the risk and contractually guarantees the death {advantage|profit|gain} {in return|as a swap} for {a collection|a place|a set in place} premium payment. If {opportunities|purchases|assets} underperform or expenses go up, the insurer has to absorb losing. With a non-guaranteed policy {the proprietor|the master|the particular owner}, in exchange for a lower premium and possibly better return, is {presuming|supposing|if, perhaps} much of the investment risk as well as giving the insurer the right to increase {plan|coverage|insurance plan} fees. If things {avoid|may|no longer} work out as {prepared|organized|designed}, the policy owner {needs to|must} absorb the cost and pay {a greater|an increased|a better} premium.
Term Policies
Term life is guaranteed. The premium is set at issue and {plainly|evidently} {explained} right in the policy. An {twelve-monthly|gross annual} renewable term policy has a premium that {will go|moves|should go} up {each year|annually|yearly}. A level term policy {comes with an in the beginning|comes with a primarily|posseses an in the beginning|posseses a primarily|has an in the beginning|has a primarily} higher premium {that will not|it does not} change for a set period, usually 10, 20 or {35|40|31} years, and then becomes {twelve-monthly|gross annual} renewable term with a premium based on your attained age.
{Long term|Long lasting|Everlasting} {Guidelines|Plans|Procedures}
Permanent coverage: {entire|complete}, universal and variable life is more confusing since the same policy, depending {how} it is {released|given|granted}, can often be either guaranteed or non-guaranteed. {Almost all|Most|Every} {long lasting|everlasting} life insurance {plan|coverage|insurance plan} illustrations are hypothetical and include ledgers that show how the policy could perform under both {assured|certain} and non-guaranteed assumptions. The rates of return and policy fees are usually shown at the top of each ledger {line|steering column} and some policies, such as variable or index chart life, are sometimes {specified|descriptive} assuming very optimistic 7-8% {twelve-monthly|gross annual} returns.
Non-guaranteed {guidelines are|plans are|procedures are} typically illustrated with a premium that is calculated based on a favorable assumed rate of return and policy fees that could change. The lower premium payment {is excellent|is fantastic} as long as the performance of the {plan|coverage|insurance plan} meets or exceeds the assumptions in the {example|representation|model}. Click Here However, if the policy does not meet expectations then the owner would have to pay a higher {high quality|superior|high grade} and/or decrease the {loss of life|fatality} benefit, or the coverage may lapse prematurely.
{A few|Several|A lot of} {long lasting|everlasting} policies {give you a driver|give you a riders|give you a biker|give a driver|give a riders|give a biker}, for an additional cost, that is part of the contract and {ensures|assures|warranties} the policy {will never|is not going to|will not likely} {course|joint|distance}. The policy is {assured|certain}, even if the cash value drops to {absolutely no|no|actually zero}, {so long as|provided that|given that} the planned {high quality is|superior is|high grade is} paid as {planned|slated|timetabled}. Depending {how} the {plan|coverage|insurance plan} and the premium are calculated, the no {course|ciel|intervalle} guarantee can range from a few years to be able to {age group|era|grow older} 121. However, {in return|as a swap} for transferring the risk {returning to|to|back in} the insurer these {guidelines|plans|procedures} typically have a higher premium {and make|and create} little cash value.
To best {determine|make a decision}
Whether you should buy guaranteed or non-guaranteed life insurance coverage {will depend on|is determined by} many factors. Here are some factors to consider:
{If required|If possible}, will you be able to pay higher {rates|monthly premiums|payments}? Most people who bought universal life policies 10-20 years ago, when 5-7% fixed {interest levels were} the {tradition|usual|convention}, never envisioned the financial collapse in 2008 or the extended low-interest rates that we are {presently|at present|at the moment} experiencing. Those policies are now only earning 2-3% and the owners, often retirees, are faced with paying significantly higher {rates|monthly premiums|payments} or losing the coverage.
According to the lyricist, Naradev Panta, the 44-year-old singer was sufffering from jaundice and was rushed to the hospital after he started vomiting blood on Tuesday afternoon.
Bardewa died while undergoing treatment in the hospital, Panta informed Setopati.
The singer, who started his singing career through the band, Matrix, arranged music in most of the songs of famous singers Nabin K Bhattarai and Nima Rumba, among others. He is also famous for singing popular songs like “Goreto ani ustai cha galli”, “bihanimaa ani saanjhmaa”.
He is survived by two daughters and a son. His wife died two years ago.
Read this also
{Assured|Certain} vs. Non-Guaranteed Permanent {Life insurance coverage|Insurance coverage|A life insurance policy} Policies
Fifty years {back|in the past|before}, most life insurance {guidelines|plans|procedures} sold were guaranteed and {proposed by|made available from} mutual fund companies. Choices {were restricted to|reserved for only} term, diathesis or expereince of living policies. It was simple, you paid a high, set premium and the insurance company guaranteed the death benefit. All that changed in the {eighties|nineteen eighties}. Interest rates soared, and policy owners surrendered their coverage to invest the cash value in higher interest paying non-insurance products. To compete, insurers {started out|commenced} offering interest-sensitive non-guaranteed {guidelines|plans|procedures}.
Guaranteed versus Non-Guaranteed {Guidelines|Plans|Procedures}
Today, companies {give you a wide|give you an extensive|give you a wide-ranging|give a wide|give an extensive|give a wide-ranging} range of guaranteed and non-guaranteed life insurance {guidelines|plans|procedures}. A guaranteed policy is one out of which the insurer assumes all the risk and contractually guarantees the death {advantage|profit|gain} {in return|as a swap} for {a collection|a place|a set in place} premium payment. If {opportunities|purchases|assets} underperform or expenses go up, the insurer has to absorb losing. With a non-guaranteed policy {the proprietor|the master|the particular owner}, in exchange for a lower premium and possibly better return, is {presuming|supposing|if, perhaps} much of the investment risk as well as giving the insurer the right to increase {plan|coverage|insurance plan} fees. If things {avoid|may|no longer} work out as {prepared|organized|designed}, the policy owner {needs to|must} absorb the cost and pay {a greater|an increased|a better} premium.
Term Policies
Term life is guaranteed. The premium is set at issue and {plainly|evidently} {explained} right in the policy. An {twelve-monthly|gross annual} renewable term policy has a premium that {will go|moves|should go} up {each year|annually|yearly}. A level term policy {comes with an in the beginning|comes with a primarily|posseses an in the beginning|posseses a primarily|has an in the beginning|has a primarily} higher premium {that will not|it does not} change for a set period, usually 10, 20 or {35|40|31} years, and then becomes {twelve-monthly|gross annual} renewable term with a premium based on your attained age.
{Long term|Long lasting|Everlasting} {Guidelines|Plans|Procedures}
Permanent coverage: {entire|complete}, universal and variable life is more confusing since the same policy, depending {how} it is {released|given|granted}, can often be either guaranteed or non-guaranteed. {Almost all|Most|Every} {long lasting|everlasting} life insurance {plan|coverage|insurance plan} illustrations are hypothetical and include ledgers that show how the policy could perform under both {assured|certain} and non-guaranteed assumptions. The rates of return and policy fees are usually shown at the top of each ledger {line|steering column} and some policies, such as variable or index chart life, are sometimes {specified|descriptive} assuming very optimistic 7-8% {twelve-monthly|gross annual} returns.
Non-guaranteed {guidelines are|plans are|procedures are} typically illustrated with a premium that is calculated based on a favorable assumed rate of return and policy fees that could change. The lower premium payment {is excellent|is fantastic} as long as the performance of the {plan|coverage|insurance plan} meets or exceeds the assumptions in the {example|representation|model}. Click Here However, if the policy does not meet expectations then the owner would have to pay a higher {high quality|superior|high grade} and/or decrease the {loss of life|fatality} benefit, or the coverage may lapse prematurely.
{A few|Several|A lot of} {long lasting|everlasting} policies {give you a driver|give you a riders|give you a biker|give a driver|give a riders|give a biker}, for an additional cost, that is part of the contract and {ensures|assures|warranties} the policy {will never|is not going to|will not likely} {course|joint|distance}. The policy is {assured|certain}, even if the cash value drops to {absolutely no|no|actually zero}, {so long as|provided that|given that} the planned {high quality is|superior is|high grade is} paid as {planned|slated|timetabled}. Depending {how} the {plan|coverage|insurance plan} and the premium are calculated, the no {course|ciel|intervalle} guarantee can range from a few years to be able to {age group|era|grow older} 121. However, {in return|as a swap} for transferring the risk {returning to|to|back in} the insurer these {guidelines|plans|procedures} typically have a higher premium {and make|and create} little cash value.
To best {determine|make a decision}
Whether you should buy guaranteed or non-guaranteed life insurance coverage {will depend on|is determined by} many factors. Here are some factors to consider:
{If required|If possible}, will you be able to pay higher {rates|monthly premiums|payments}? Most people who bought universal life policies 10-20 years ago, when 5-7% fixed {interest levels were} the {tradition|usual|convention}, never envisioned the financial collapse in 2008 or the extended low-interest rates that we are {presently|at present|at the moment} experiencing. Those policies are now only earning 2-3% and the owners, often retirees, are faced with paying significantly higher {rates|monthly premiums|payments} or losing the coverage.
Timeline of N. Korea’s past nuclear tests
September 13, 2016 : Before today,… North Korea had conducted four nuclear tests in the space of around a decade. For a summary of the timeline of the previous tests,… Oh Soo-young reports. Nuclear tests have been North Korea’s go-to last resort when backed into a corner. Pyongyang’s first test came on October 9th, 2006 in protest of the U.S. freezing North Korean assets held in a Macau-based bank. The U.S. Geological Service’s detection of a four-point-three magnitude tremor at the Punggye-ri nuclear test site signaled North Korea’s arrival as the world’s eighth nuclear power
Read this also
{Assured|Certain} vs. Non-Guaranteed Permanent {Life insurance coverage|Insurance coverage|A life insurance policy} Policies
Fifty years {back|in the past|before}, most life insurance {guidelines|plans|procedures} sold were guaranteed and {proposed by|made available from} mutual fund companies. Choices {were restricted to|reserved for only} term, diathesis or expereince of living policies. It was simple, you paid a high, set premium and the insurance company guaranteed the death benefit. All that changed in the {eighties|nineteen eighties}. Interest rates soared, and policy owners surrendered their coverage to invest the cash value in higher interest paying non-insurance products. To compete, insurers {started out|commenced} offering interest-sensitive non-guaranteed {guidelines|plans|procedures}.
Guaranteed versus Non-Guaranteed {Guidelines|Plans|Procedures}
Today, companies {give you a wide|give you an extensive|give you a wide-ranging|give a wide|give an extensive|give a wide-ranging} range of guaranteed and non-guaranteed life insurance {guidelines|plans|procedures}. A guaranteed policy is one out of which the insurer assumes all the risk and contractually guarantees the death {advantage|profit|gain} {in return|as a swap} for {a collection|a place|a set in place} premium payment. If {opportunities|purchases|assets} underperform or expenses go up, the insurer has to absorb losing. With a non-guaranteed policy {the proprietor|the master|the particular owner}, in exchange for a lower premium and possibly better return, is {presuming|supposing|if, perhaps} much of the investment risk as well as giving the insurer the right to increase {plan|coverage|insurance plan} fees. If things {avoid|may|no longer} work out as {prepared|organized|designed}, the policy owner {needs to|must} absorb the cost and pay {a greater|an increased|a better} premium.
Term Policies
Term life is guaranteed. The premium is set at issue and {plainly|evidently} {explained} right in the policy. An {twelve-monthly|gross annual} renewable term policy has a premium that {will go|moves|should go} up {each year|annually|yearly}. A level term policy {comes with an in the beginning|comes with a primarily|posseses an in the beginning|posseses a primarily|has an in the beginning|has a primarily} higher premium {that will not|it does not} change for a set period, usually 10, 20 or {35|40|31} years, and then becomes {twelve-monthly|gross annual} renewable term with a premium based on your attained age.
{Long term|Long lasting|Everlasting} {Guidelines|Plans|Procedures}
Permanent coverage: {entire|complete}, universal and variable life is more confusing since the same policy, depending {how} it is {released|given|granted}, can often be either guaranteed or non-guaranteed. {Almost all|Most|Every} {long lasting|everlasting} life insurance {plan|coverage|insurance plan} illustrations are hypothetical and include ledgers that show how the policy could perform under both {assured|certain} and non-guaranteed assumptions. The rates of return and policy fees are usually shown at the top of each ledger {line|steering column} and some policies, such as variable or index chart life, are sometimes {specified|descriptive} assuming very optimistic 7-8% {twelve-monthly|gross annual} returns.
Non-guaranteed {guidelines are|plans are|procedures are} typically illustrated with a premium that is calculated based on a favorable assumed rate of return and policy fees that could change. The lower premium payment {is excellent|is fantastic} as long as the performance of the {plan|coverage|insurance plan} meets or exceeds the assumptions in the {example|representation|model}. Click Here However, if the policy does not meet expectations then the owner would have to pay a higher {high quality|superior|high grade} and/or decrease the {loss of life|fatality} benefit, or the coverage may lapse prematurely.
{A few|Several|A lot of} {long lasting|everlasting} policies {give you a driver|give you a riders|give you a biker|give a driver|give a riders|give a biker}, for an additional cost, that is part of the contract and {ensures|assures|warranties} the policy {will never|is not going to|will not likely} {course|joint|distance}. The policy is {assured|certain}, even if the cash value drops to {absolutely no|no|actually zero}, {so long as|provided that|given that} the planned {high quality is|superior is|high grade is} paid as {planned|slated|timetabled}. Depending {how} the {plan|coverage|insurance plan} and the premium are calculated, the no {course|ciel|intervalle} guarantee can range from a few years to be able to {age group|era|grow older} 121. However, {in return|as a swap} for transferring the risk {returning to|to|back in} the insurer these {guidelines|plans|procedures} typically have a higher premium {and make|and create} little cash value.
To best {determine|make a decision}
Whether you should buy guaranteed or non-guaranteed life insurance coverage {will depend on|is determined by} many factors. Here are some factors to consider:
{If required|If possible}, will you be able to pay higher {rates|monthly premiums|payments}? Most people who bought universal life policies 10-20 years ago, when 5-7% fixed {interest levels were} the {tradition|usual|convention}, never envisioned the financial collapse in 2008 or the extended low-interest rates that we are {presently|at present|at the moment} experiencing. Those policies are now only earning 2-3% and the owners, often retirees, are faced with paying significantly higher {rates|monthly premiums|payments} or losing the coverage.
Read this also
{Assured|Certain} vs. Non-Guaranteed Permanent {Life insurance coverage|Insurance coverage|A life insurance policy} Policies
Fifty years {back|in the past|before}, most life insurance {guidelines|plans|procedures} sold were guaranteed and {proposed by|made available from} mutual fund companies. Choices {were restricted to|reserved for only} term, diathesis or expereince of living policies. It was simple, you paid a high, set premium and the insurance company guaranteed the death benefit. All that changed in the {eighties|nineteen eighties}. Interest rates soared, and policy owners surrendered their coverage to invest the cash value in higher interest paying non-insurance products. To compete, insurers {started out|commenced} offering interest-sensitive non-guaranteed {guidelines|plans|procedures}.
Guaranteed versus Non-Guaranteed {Guidelines|Plans|Procedures}
Today, companies {give you a wide|give you an extensive|give you a wide-ranging|give a wide|give an extensive|give a wide-ranging} range of guaranteed and non-guaranteed life insurance {guidelines|plans|procedures}. A guaranteed policy is one out of which the insurer assumes all the risk and contractually guarantees the death {advantage|profit|gain} {in return|as a swap} for {a collection|a place|a set in place} premium payment. If {opportunities|purchases|assets} underperform or expenses go up, the insurer has to absorb losing. With a non-guaranteed policy {the proprietor|the master|the particular owner}, in exchange for a lower premium and possibly better return, is {presuming|supposing|if, perhaps} much of the investment risk as well as giving the insurer the right to increase {plan|coverage|insurance plan} fees. If things {avoid|may|no longer} work out as {prepared|organized|designed}, the policy owner {needs to|must} absorb the cost and pay {a greater|an increased|a better} premium.
Term Policies
Term life is guaranteed. The premium is set at issue and {plainly|evidently} {explained} right in the policy. An {twelve-monthly|gross annual} renewable term policy has a premium that {will go|moves|should go} up {each year|annually|yearly}. A level term policy {comes with an in the beginning|comes with a primarily|posseses an in the beginning|posseses a primarily|has an in the beginning|has a primarily} higher premium {that will not|it does not} change for a set period, usually 10, 20 or {35|40|31} years, and then becomes {twelve-monthly|gross annual} renewable term with a premium based on your attained age.
{Long term|Long lasting|Everlasting} {Guidelines|Plans|Procedures}
Permanent coverage: {entire|complete}, universal and variable life is more confusing since the same policy, depending {how} it is {released|given|granted}, can often be either guaranteed or non-guaranteed. {Almost all|Most|Every} {long lasting|everlasting} life insurance {plan|coverage|insurance plan} illustrations are hypothetical and include ledgers that show how the policy could perform under both {assured|certain} and non-guaranteed assumptions. The rates of return and policy fees are usually shown at the top of each ledger {line|steering column} and some policies, such as variable or index chart life, are sometimes {specified|descriptive} assuming very optimistic 7-8% {twelve-monthly|gross annual} returns.
Non-guaranteed {guidelines are|plans are|procedures are} typically illustrated with a premium that is calculated based on a favorable assumed rate of return and policy fees that could change. The lower premium payment {is excellent|is fantastic} as long as the performance of the {plan|coverage|insurance plan} meets or exceeds the assumptions in the {example|representation|model}. Click Here However, if the policy does not meet expectations then the owner would have to pay a higher {high quality|superior|high grade} and/or decrease the {loss of life|fatality} benefit, or the coverage may lapse prematurely.
{A few|Several|A lot of} {long lasting|everlasting} policies {give you a driver|give you a riders|give you a biker|give a driver|give a riders|give a biker}, for an additional cost, that is part of the contract and {ensures|assures|warranties} the policy {will never|is not going to|will not likely} {course|joint|distance}. The policy is {assured|certain}, even if the cash value drops to {absolutely no|no|actually zero}, {so long as|provided that|given that} the planned {high quality is|superior is|high grade is} paid as {planned|slated|timetabled}. Depending {how} the {plan|coverage|insurance plan} and the premium are calculated, the no {course|ciel|intervalle} guarantee can range from a few years to be able to {age group|era|grow older} 121. However, {in return|as a swap} for transferring the risk {returning to|to|back in} the insurer these {guidelines|plans|procedures} typically have a higher premium {and make|and create} little cash value.
To best {determine|make a decision}
Whether you should buy guaranteed or non-guaranteed life insurance coverage {will depend on|is determined by} many factors. Here are some factors to consider:
{If required|If possible}, will you be able to pay higher {rates|monthly premiums|payments}? Most people who bought universal life policies 10-20 years ago, when 5-7% fixed {interest levels were} the {tradition|usual|convention}, never envisioned the financial collapse in 2008 or the extended low-interest rates that we are {presently|at present|at the moment} experiencing. Those policies are now only earning 2-3% and the owners, often retirees, are faced with paying significantly higher {rates|monthly premiums|payments} or losing the coverage.
China to become first trillion dollar aviation market
Airlines in China will spend more than $1 trillion on new airplanes over the next two decades to meet the country’s booming demand for air travel, Boeing said in its annual China market outlook.It estimates 6,810 new aircraft purchases by China in the next twenty years, up 7.6 percent from its previous demand prediction until 2034. "As China transitions to a more consumer-based economy, aviation will play a key role in its economic development," said Randy Tinseth, Vice President of Marketing, Boeing Commercial Airplanes. "Because travel and transportation are key services, we expect to see passenger traffic grow 6.4 percent annually in China over the next 20 years," he added.
According to Tinseth, the country's growing middle class and new visa policies "gives every reason to expect a very bright future for China's long-haul market.”Boeing predicts that three-quarters of new deliveries will be single-aisle aircraft that carry between 90 and 230 passengers. Demand for wide-body planes will also increase, with 1,560 new planes expected to triple the country's fleet over 20 years.The report said that air cargo is expected to become a key driver for the continuous growth of aviation in China supported by the country’s growing e-commerce business which is already the largest in the world. Boeing has played a major role in developing China's aviation industry and infrastructure, making up more than 50 percent of commercial jetliners operating in the country.
Read this also
{Assured|Certain} vs. Non-Guaranteed Permanent {Life insurance coverage|Insurance coverage|A life insurance policy} Policies
Fifty years {back|in the past|before}, most life insurance {guidelines|plans|procedures} sold were guaranteed and {proposed by|made available from} mutual fund companies. Choices {were restricted to|reserved for only} term, diathesis or expereince of living policies. It was simple, you paid a high, set premium and the insurance company guaranteed the death benefit. All that changed in the {eighties|nineteen eighties}. Interest rates soared, and policy owners surrendered their coverage to invest the cash value in higher interest paying non-insurance products. To compete, insurers {started out|commenced} offering interest-sensitive non-guaranteed {guidelines|plans|procedures}.
Guaranteed versus Non-Guaranteed {Guidelines|Plans|Procedures}
Today, companies {give you a wide|give you an extensive|give you a wide-ranging|give a wide|give an extensive|give a wide-ranging} range of guaranteed and non-guaranteed life insurance {guidelines|plans|procedures}. A guaranteed policy is one out of which the insurer assumes all the risk and contractually guarantees the death {advantage|profit|gain} {in return|as a swap} for {a collection|a place|a set in place} premium payment. If {opportunities|purchases|assets} underperform or expenses go up, the insurer has to absorb losing. With a non-guaranteed policy {the proprietor|the master|the particular owner}, in exchange for a lower premium and possibly better return, is {presuming|supposing|if, perhaps} much of the investment risk as well as giving the insurer the right to increase {plan|coverage|insurance plan} fees. If things {avoid|may|no longer} work out as {prepared|organized|designed}, the policy owner {needs to|must} absorb the cost and pay {a greater|an increased|a better} premium.
Term Policies
Term life is guaranteed. The premium is set at issue and {plainly|evidently} {explained} right in the policy. An {twelve-monthly|gross annual} renewable term policy has a premium that {will go|moves|should go} up {each year|annually|yearly}. A level term policy {comes with an in the beginning|comes with a primarily|posseses an in the beginning|posseses a primarily|has an in the beginning|has a primarily} higher premium {that will not|it does not} change for a set period, usually 10, 20 or {35|40|31} years, and then becomes {twelve-monthly|gross annual} renewable term with a premium based on your attained age.
{Long term|Long lasting|Everlasting} {Guidelines|Plans|Procedures}
Permanent coverage: {entire|complete}, universal and variable life is more confusing since the same policy, depending {how} it is {released|given|granted}, can often be either guaranteed or non-guaranteed. {Almost all|Most|Every} {long lasting|everlasting} life insurance {plan|coverage|insurance plan} illustrations are hypothetical and include ledgers that show how the policy could perform under both {assured|certain} and non-guaranteed assumptions. The rates of return and policy fees are usually shown at the top of each ledger {line|steering column} and some policies, such as variable or index chart life, are sometimes {specified|descriptive} assuming very optimistic 7-8% {twelve-monthly|gross annual} returns.
Non-guaranteed {guidelines are|plans are|procedures are} typically illustrated with a premium that is calculated based on a favorable assumed rate of return and policy fees that could change. The lower premium payment {is excellent|is fantastic} as long as the performance of the {plan|coverage|insurance plan} meets or exceeds the assumptions in the {example|representation|model}. Click Here However, if the policy does not meet expectations then the owner would have to pay a higher {high quality|superior|high grade} and/or decrease the {loss of life|fatality} benefit, or the coverage may lapse prematurely.
{A few|Several|A lot of} {long lasting|everlasting} policies {give you a driver|give you a riders|give you a biker|give a driver|give a riders|give a biker}, for an additional cost, that is part of the contract and {ensures|assures|warranties} the policy {will never|is not going to|will not likely} {course|joint|distance}. The policy is {assured|certain}, even if the cash value drops to {absolutely no|no|actually zero}, {so long as|provided that|given that} the planned {high quality is|superior is|high grade is} paid as {planned|slated|timetabled}. Depending {how} the {plan|coverage|insurance plan} and the premium are calculated, the no {course|ciel|intervalle} guarantee can range from a few years to be able to {age group|era|grow older} 121. However, {in return|as a swap} for transferring the risk {returning to|to|back in} the insurer these {guidelines|plans|procedures} typically have a higher premium {and make|and create} little cash value.
To best {determine|make a decision}
Whether you should buy guaranteed or non-guaranteed life insurance coverage {will depend on|is determined by} many factors. Here are some factors to consider:
{If required|If possible}, will you be able to pay higher {rates|monthly premiums|payments}? Most people who bought universal life policies 10-20 years ago, when 5-7% fixed {interest levels were} the {tradition|usual|convention}, never envisioned the financial collapse in 2008 or the extended low-interest rates that we are {presently|at present|at the moment} experiencing. Those policies are now only earning 2-3% and the owners, often retirees, are faced with paying significantly higher {rates|monthly premiums|payments} or losing the coverage.
According to Tinseth, the country's growing middle class and new visa policies "gives every reason to expect a very bright future for China's long-haul market.”Boeing predicts that three-quarters of new deliveries will be single-aisle aircraft that carry between 90 and 230 passengers. Demand for wide-body planes will also increase, with 1,560 new planes expected to triple the country's fleet over 20 years.The report said that air cargo is expected to become a key driver for the continuous growth of aviation in China supported by the country’s growing e-commerce business which is already the largest in the world. Boeing has played a major role in developing China's aviation industry and infrastructure, making up more than 50 percent of commercial jetliners operating in the country.
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{Assured|Certain} vs. Non-Guaranteed Permanent {Life insurance coverage|Insurance coverage|A life insurance policy} Policies
Fifty years {back|in the past|before}, most life insurance {guidelines|plans|procedures} sold were guaranteed and {proposed by|made available from} mutual fund companies. Choices {were restricted to|reserved for only} term, diathesis or expereince of living policies. It was simple, you paid a high, set premium and the insurance company guaranteed the death benefit. All that changed in the {eighties|nineteen eighties}. Interest rates soared, and policy owners surrendered their coverage to invest the cash value in higher interest paying non-insurance products. To compete, insurers {started out|commenced} offering interest-sensitive non-guaranteed {guidelines|plans|procedures}.
Guaranteed versus Non-Guaranteed {Guidelines|Plans|Procedures}
Today, companies {give you a wide|give you an extensive|give you a wide-ranging|give a wide|give an extensive|give a wide-ranging} range of guaranteed and non-guaranteed life insurance {guidelines|plans|procedures}. A guaranteed policy is one out of which the insurer assumes all the risk and contractually guarantees the death {advantage|profit|gain} {in return|as a swap} for {a collection|a place|a set in place} premium payment. If {opportunities|purchases|assets} underperform or expenses go up, the insurer has to absorb losing. With a non-guaranteed policy {the proprietor|the master|the particular owner}, in exchange for a lower premium and possibly better return, is {presuming|supposing|if, perhaps} much of the investment risk as well as giving the insurer the right to increase {plan|coverage|insurance plan} fees. If things {avoid|may|no longer} work out as {prepared|organized|designed}, the policy owner {needs to|must} absorb the cost and pay {a greater|an increased|a better} premium.
Term Policies
Term life is guaranteed. The premium is set at issue and {plainly|evidently} {explained} right in the policy. An {twelve-monthly|gross annual} renewable term policy has a premium that {will go|moves|should go} up {each year|annually|yearly}. A level term policy {comes with an in the beginning|comes with a primarily|posseses an in the beginning|posseses a primarily|has an in the beginning|has a primarily} higher premium {that will not|it does not} change for a set period, usually 10, 20 or {35|40|31} years, and then becomes {twelve-monthly|gross annual} renewable term with a premium based on your attained age.
{Long term|Long lasting|Everlasting} {Guidelines|Plans|Procedures}
Permanent coverage: {entire|complete}, universal and variable life is more confusing since the same policy, depending {how} it is {released|given|granted}, can often be either guaranteed or non-guaranteed. {Almost all|Most|Every} {long lasting|everlasting} life insurance {plan|coverage|insurance plan} illustrations are hypothetical and include ledgers that show how the policy could perform under both {assured|certain} and non-guaranteed assumptions. The rates of return and policy fees are usually shown at the top of each ledger {line|steering column} and some policies, such as variable or index chart life, are sometimes {specified|descriptive} assuming very optimistic 7-8% {twelve-monthly|gross annual} returns.
Non-guaranteed {guidelines are|plans are|procedures are} typically illustrated with a premium that is calculated based on a favorable assumed rate of return and policy fees that could change. The lower premium payment {is excellent|is fantastic} as long as the performance of the {plan|coverage|insurance plan} meets or exceeds the assumptions in the {example|representation|model}. Click Here However, if the policy does not meet expectations then the owner would have to pay a higher {high quality|superior|high grade} and/or decrease the {loss of life|fatality} benefit, or the coverage may lapse prematurely.
{A few|Several|A lot of} {long lasting|everlasting} policies {give you a driver|give you a riders|give you a biker|give a driver|give a riders|give a biker}, for an additional cost, that is part of the contract and {ensures|assures|warranties} the policy {will never|is not going to|will not likely} {course|joint|distance}. The policy is {assured|certain}, even if the cash value drops to {absolutely no|no|actually zero}, {so long as|provided that|given that} the planned {high quality is|superior is|high grade is} paid as {planned|slated|timetabled}. Depending {how} the {plan|coverage|insurance plan} and the premium are calculated, the no {course|ciel|intervalle} guarantee can range from a few years to be able to {age group|era|grow older} 121. However, {in return|as a swap} for transferring the risk {returning to|to|back in} the insurer these {guidelines|plans|procedures} typically have a higher premium {and make|and create} little cash value.
To best {determine|make a decision}
Whether you should buy guaranteed or non-guaranteed life insurance coverage {will depend on|is determined by} many factors. Here are some factors to consider:
{If required|If possible}, will you be able to pay higher {rates|monthly premiums|payments}? Most people who bought universal life policies 10-20 years ago, when 5-7% fixed {interest levels were} the {tradition|usual|convention}, never envisioned the financial collapse in 2008 or the extended low-interest rates that we are {presently|at present|at the moment} experiencing. Those policies are now only earning 2-3% and the owners, often retirees, are faced with paying significantly higher {rates|monthly premiums|payments} or losing the coverage.
10 of the most roads in the world
Roads are the most easy and the seconds most cheap means of transport. Below are listed the most dangerous roads in the world. They are so fr!gh*tening that people think twice before driving through it and drivers must be very careful while driving on the road.
1. Passage De Gois (France): The road is in France and looks like a very decent road but as the tide comes in half of the road gets covered with water. Drivers some times get confused and end up in the road. Similarly the road is also covered with water and sea weed which makes it as slippery as ice. 2. Patiopoulo- Perdikaki Road (Greece): The road is 500 meters long and has very bendy curves with almost no side guards. The truck drivers drive at very high speed which makes this road even more d@ng*erous. 3.Luxor- Al- Hurghada Road (Egypt): Locals usually tell people to stay away from this road because the road passes through a very deserted area and is known to be a hub for criminals and terrorists. 4. Taroko Gorge Road (Taiwan): The road is known to be the country’s most deadliest stretch of road. 5. Skippers Canyon Road (New Zealand): This is a very dangerous road in New Zealand and even insurance a=companies are not ready to pay of you drive through this road. The road has very less safety features and barriers. 6. Halsema Highway (Philippines): This road is very narrow and is almost unusable during the rainy seasons. Similarly tour buses drive at high speed through the highway which results in even more accidents. 7. Tianmen Mountain Road (China): This Chinese roadway is not for the faint hearted. This road has 99 hair pin turns and is very deadly. 8. Eyre Highway (Australia): This road might seen very good and decent but it passes through the most remote areas in Australia with no human civilization to be seen. The road is also so straight that drivers have hard time focusing on the road. 9. Karakoram Highway (China to Pakistan) 10. Zoji La Pass (India)
Read this also
{Assured|Certain} vs. Non-Guaranteed Permanent {Life insurance coverage|Insurance coverage|A life insurance policy} Policies
Fifty years {back|in the past|before}, most life insurance {guidelines|plans|procedures} sold were guaranteed and {proposed by|made available from} mutual fund companies. Choices {were restricted to|reserved for only} term, diathesis or expereince of living policies. It was simple, you paid a high, set premium and the insurance company guaranteed the death benefit. All that changed in the {eighties|nineteen eighties}. Interest rates soared, and policy owners surrendered their coverage to invest the cash value in higher interest paying non-insurance products. To compete, insurers {started out|commenced} offering interest-sensitive non-guaranteed {guidelines|plans|procedures}.
Guaranteed versus Non-Guaranteed {Guidelines|Plans|Procedures}
Today, companies {give you a wide|give you an extensive|give you a wide-ranging|give a wide|give an extensive|give a wide-ranging} range of guaranteed and non-guaranteed life insurance {guidelines|plans|procedures}. A guaranteed policy is one out of which the insurer assumes all the risk and contractually guarantees the death {advantage|profit|gain} {in return|as a swap} for {a collection|a place|a set in place} premium payment. If {opportunities|purchases|assets} underperform or expenses go up, the insurer has to absorb losing. With a non-guaranteed policy {the proprietor|the master|the particular owner}, in exchange for a lower premium and possibly better return, is {presuming|supposing|if, perhaps} much of the investment risk as well as giving the insurer the right to increase {plan|coverage|insurance plan} fees. If things {avoid|may|no longer} work out as {prepared|organized|designed}, the policy owner {needs to|must} absorb the cost and pay {a greater|an increased|a better} premium.
Term Policies
Term life is guaranteed. The premium is set at issue and {plainly|evidently} {explained} right in the policy. An {twelve-monthly|gross annual} renewable term policy has a premium that {will go|moves|should go} up {each year|annually|yearly}. A level term policy {comes with an in the beginning|comes with a primarily|posseses an in the beginning|posseses a primarily|has an in the beginning|has a primarily} higher premium {that will not|it does not} change for a set period, usually 10, 20 or {35|40|31} years, and then becomes {twelve-monthly|gross annual} renewable term with a premium based on your attained age.
{Long term|Long lasting|Everlasting} {Guidelines|Plans|Procedures}
Permanent coverage: {entire|complete}, universal and variable life is more confusing since the same policy, depending {how} it is {released|given|granted}, can often be either guaranteed or non-guaranteed. {Almost all|Most|Every} {long lasting|everlasting} life insurance {plan|coverage|insurance plan} illustrations are hypothetical and include ledgers that show how the policy could perform under both {assured|certain} and non-guaranteed assumptions. The rates of return and policy fees are usually shown at the top of each ledger {line|steering column} and some policies, such as variable or index chart life, are sometimes {specified|descriptive} assuming very optimistic 7-8% {twelve-monthly|gross annual} returns.
Non-guaranteed {guidelines are|plans are|procedures are} typically illustrated with a premium that is calculated based on a favorable assumed rate of return and policy fees that could change. The lower premium payment {is excellent|is fantastic} as long as the performance of the {plan|coverage|insurance plan} meets or exceeds the assumptions in the {example|representation|model}. Click Here However, if the policy does not meet expectations then the owner would have to pay a higher {high quality|superior|high grade} and/or decrease the {loss of life|fatality} benefit, or the coverage may lapse prematurely.
{A few|Several|A lot of} {long lasting|everlasting} policies {give you a driver|give you a riders|give you a biker|give a driver|give a riders|give a biker}, for an additional cost, that is part of the contract and {ensures|assures|warranties} the policy {will never|is not going to|will not likely} {course|joint|distance}. The policy is {assured|certain}, even if the cash value drops to {absolutely no|no|actually zero}, {so long as|provided that|given that} the planned {high quality is|superior is|high grade is} paid as {planned|slated|timetabled}. Depending {how} the {plan|coverage|insurance plan} and the premium are calculated, the no {course|ciel|intervalle} guarantee can range from a few years to be able to {age group|era|grow older} 121. However, {in return|as a swap} for transferring the risk {returning to|to|back in} the insurer these {guidelines|plans|procedures} typically have a higher premium {and make|and create} little cash value.
To best {determine|make a decision}
Whether you should buy guaranteed or non-guaranteed life insurance coverage {will depend on|is determined by} many factors. Here are some factors to consider:
{If required|If possible}, will you be able to pay higher {rates|monthly premiums|payments}? Most people who bought universal life policies 10-20 years ago, when 5-7% fixed {interest levels were} the {tradition|usual|convention}, never envisioned the financial collapse in 2008 or the extended low-interest rates that we are {presently|at present|at the moment} experiencing. Those policies are now only earning 2-3% and the owners, often retirees, are faced with paying significantly higher {rates|monthly premiums|payments} or losing the coverage.
1. Passage De Gois (France): The road is in France and looks like a very decent road but as the tide comes in half of the road gets covered with water. Drivers some times get confused and end up in the road. Similarly the road is also covered with water and sea weed which makes it as slippery as ice. 2. Patiopoulo- Perdikaki Road (Greece): The road is 500 meters long and has very bendy curves with almost no side guards. The truck drivers drive at very high speed which makes this road even more d@ng*erous. 3.Luxor- Al- Hurghada Road (Egypt): Locals usually tell people to stay away from this road because the road passes through a very deserted area and is known to be a hub for criminals and terrorists. 4. Taroko Gorge Road (Taiwan): The road is known to be the country’s most deadliest stretch of road. 5. Skippers Canyon Road (New Zealand): This is a very dangerous road in New Zealand and even insurance a=companies are not ready to pay of you drive through this road. The road has very less safety features and barriers. 6. Halsema Highway (Philippines): This road is very narrow and is almost unusable during the rainy seasons. Similarly tour buses drive at high speed through the highway which results in even more accidents. 7. Tianmen Mountain Road (China): This Chinese roadway is not for the faint hearted. This road has 99 hair pin turns and is very deadly. 8. Eyre Highway (Australia): This road might seen very good and decent but it passes through the most remote areas in Australia with no human civilization to be seen. The road is also so straight that drivers have hard time focusing on the road. 9. Karakoram Highway (China to Pakistan) 10. Zoji La Pass (India)
Read this also
{Assured|Certain} vs. Non-Guaranteed Permanent {Life insurance coverage|Insurance coverage|A life insurance policy} Policies
Fifty years {back|in the past|before}, most life insurance {guidelines|plans|procedures} sold were guaranteed and {proposed by|made available from} mutual fund companies. Choices {were restricted to|reserved for only} term, diathesis or expereince of living policies. It was simple, you paid a high, set premium and the insurance company guaranteed the death benefit. All that changed in the {eighties|nineteen eighties}. Interest rates soared, and policy owners surrendered their coverage to invest the cash value in higher interest paying non-insurance products. To compete, insurers {started out|commenced} offering interest-sensitive non-guaranteed {guidelines|plans|procedures}.
Guaranteed versus Non-Guaranteed {Guidelines|Plans|Procedures}
Today, companies {give you a wide|give you an extensive|give you a wide-ranging|give a wide|give an extensive|give a wide-ranging} range of guaranteed and non-guaranteed life insurance {guidelines|plans|procedures}. A guaranteed policy is one out of which the insurer assumes all the risk and contractually guarantees the death {advantage|profit|gain} {in return|as a swap} for {a collection|a place|a set in place} premium payment. If {opportunities|purchases|assets} underperform or expenses go up, the insurer has to absorb losing. With a non-guaranteed policy {the proprietor|the master|the particular owner}, in exchange for a lower premium and possibly better return, is {presuming|supposing|if, perhaps} much of the investment risk as well as giving the insurer the right to increase {plan|coverage|insurance plan} fees. If things {avoid|may|no longer} work out as {prepared|organized|designed}, the policy owner {needs to|must} absorb the cost and pay {a greater|an increased|a better} premium.
Term Policies
Term life is guaranteed. The premium is set at issue and {plainly|evidently} {explained} right in the policy. An {twelve-monthly|gross annual} renewable term policy has a premium that {will go|moves|should go} up {each year|annually|yearly}. A level term policy {comes with an in the beginning|comes with a primarily|posseses an in the beginning|posseses a primarily|has an in the beginning|has a primarily} higher premium {that will not|it does not} change for a set period, usually 10, 20 or {35|40|31} years, and then becomes {twelve-monthly|gross annual} renewable term with a premium based on your attained age.
{Long term|Long lasting|Everlasting} {Guidelines|Plans|Procedures}
Permanent coverage: {entire|complete}, universal and variable life is more confusing since the same policy, depending {how} it is {released|given|granted}, can often be either guaranteed or non-guaranteed. {Almost all|Most|Every} {long lasting|everlasting} life insurance {plan|coverage|insurance plan} illustrations are hypothetical and include ledgers that show how the policy could perform under both {assured|certain} and non-guaranteed assumptions. The rates of return and policy fees are usually shown at the top of each ledger {line|steering column} and some policies, such as variable or index chart life, are sometimes {specified|descriptive} assuming very optimistic 7-8% {twelve-monthly|gross annual} returns.
Non-guaranteed {guidelines are|plans are|procedures are} typically illustrated with a premium that is calculated based on a favorable assumed rate of return and policy fees that could change. The lower premium payment {is excellent|is fantastic} as long as the performance of the {plan|coverage|insurance plan} meets or exceeds the assumptions in the {example|representation|model}. Click Here However, if the policy does not meet expectations then the owner would have to pay a higher {high quality|superior|high grade} and/or decrease the {loss of life|fatality} benefit, or the coverage may lapse prematurely.
{A few|Several|A lot of} {long lasting|everlasting} policies {give you a driver|give you a riders|give you a biker|give a driver|give a riders|give a biker}, for an additional cost, that is part of the contract and {ensures|assures|warranties} the policy {will never|is not going to|will not likely} {course|joint|distance}. The policy is {assured|certain}, even if the cash value drops to {absolutely no|no|actually zero}, {so long as|provided that|given that} the planned {high quality is|superior is|high grade is} paid as {planned|slated|timetabled}. Depending {how} the {plan|coverage|insurance plan} and the premium are calculated, the no {course|ciel|intervalle} guarantee can range from a few years to be able to {age group|era|grow older} 121. However, {in return|as a swap} for transferring the risk {returning to|to|back in} the insurer these {guidelines|plans|procedures} typically have a higher premium {and make|and create} little cash value.
To best {determine|make a decision}
Whether you should buy guaranteed or non-guaranteed life insurance coverage {will depend on|is determined by} many factors. Here are some factors to consider:
{If required|If possible}, will you be able to pay higher {rates|monthly premiums|payments}? Most people who bought universal life policies 10-20 years ago, when 5-7% fixed {interest levels were} the {tradition|usual|convention}, never envisioned the financial collapse in 2008 or the extended low-interest rates that we are {presently|at present|at the moment} experiencing. Those policies are now only earning 2-3% and the owners, often retirees, are faced with paying significantly higher {rates|monthly premiums|payments} or losing the coverage.
Shocking Facts ! Why The World Will End Surely on 31 October 2016 ?
If you want to know When Will Be The End Times , the End Of The World , end of days, End of humanity and who is the Antichrist , you’re in the right place by reading Daniel. In fact the recorded prophecies tell the history of mankind from the days of the great Babylonian Empire. All the evidence tells us that the end of the world ,end of days and the end of time on 31 October 2016. end time,End Times,end world,the end of the world,end of days,End Times Prophecies,Bible Prophecy,last days,Satan,prophecy,Collapse,dollar collapse,economy,politics,obama,america,us,world,media,IMF,new world order,China,Russia,money,trump,Jesus Christ,The Bible,Illuminati,God,Truth,Religion,Evolution,Demons,Antichrist,obama,Putin,Pope,pope francis,Vatican,The Bible,israel,Rebuild Temple,Political News,bbc,Fox News,elections 2016,Messiah,31 October 2016.
Read this also
{Assured|Certain} vs. Non-Guaranteed Permanent {Life insurance coverage|Insurance coverage|A life insurance policy} Policies
Fifty years {back|in the past|before}, most life insurance {guidelines|plans|procedures} sold were guaranteed and {proposed by|made available from} mutual fund companies. Choices {were restricted to|reserved for only} term, diathesis or expereince of living policies. It was simple, you paid a high, set premium and the insurance company guaranteed the death benefit. All that changed in the {eighties|nineteen eighties}. Interest rates soared, and policy owners surrendered their coverage to invest the cash value in higher interest paying non-insurance products. To compete, insurers {started out|commenced} offering interest-sensitive non-guaranteed {guidelines|plans|procedures}.
Guaranteed versus Non-Guaranteed {Guidelines|Plans|Procedures}
Today, companies {give you a wide|give you an extensive|give you a wide-ranging|give a wide|give an extensive|give a wide-ranging} range of guaranteed and non-guaranteed life insurance {guidelines|plans|procedures}. A guaranteed policy is one out of which the insurer assumes all the risk and contractually guarantees the death {advantage|profit|gain} {in return|as a swap} for {a collection|a place|a set in place} premium payment. If {opportunities|purchases|assets} underperform or expenses go up, the insurer has to absorb losing. With a non-guaranteed policy {the proprietor|the master|the particular owner}, in exchange for a lower premium and possibly better return, is {presuming|supposing|if, perhaps} much of the investment risk as well as giving the insurer the right to increase {plan|coverage|insurance plan} fees. If things {avoid|may|no longer} work out as {prepared|organized|designed}, the policy owner {needs to|must} absorb the cost and pay {a greater|an increased|a better} premium.
Term Policies
Term life is guaranteed. The premium is set at issue and {plainly|evidently} {explained} right in the policy. An {twelve-monthly|gross annual} renewable term policy has a premium that {will go|moves|should go} up {each year|annually|yearly}. A level term policy {comes with an in the beginning|comes with a primarily|posseses an in the beginning|posseses a primarily|has an in the beginning|has a primarily} higher premium {that will not|it does not} change for a set period, usually 10, 20 or {35|40|31} years, and then becomes {twelve-monthly|gross annual} renewable term with a premium based on your attained age.
{Long term|Long lasting|Everlasting} {Guidelines|Plans|Procedures}
Permanent coverage: {entire|complete}, universal and variable life is more confusing since the same policy, depending {how} it is {released|given|granted}, can often be either guaranteed or non-guaranteed. {Almost all|Most|Every} {long lasting|everlasting} life insurance {plan|coverage|insurance plan} illustrations are hypothetical and include ledgers that show how the policy could perform under both {assured|certain} and non-guaranteed assumptions. The rates of return and policy fees are usually shown at the top of each ledger {line|steering column} and some policies, such as variable or index chart life, are sometimes {specified|descriptive} assuming very optimistic 7-8% {twelve-monthly|gross annual} returns.
Non-guaranteed {guidelines are|plans are|procedures are} typically illustrated with a premium that is calculated based on a favorable assumed rate of return and policy fees that could change. The lower premium payment {is excellent|is fantastic} as long as the performance of the {plan|coverage|insurance plan} meets or exceeds the assumptions in the {example|representation|model}. Click Here However, if the policy does not meet expectations then the owner would have to pay a higher {high quality|superior|high grade} and/or decrease the {loss of life|fatality} benefit, or the coverage may lapse prematurely.
{A few|Several|A lot of} {long lasting|everlasting} policies {give you a driver|give you a riders|give you a biker|give a driver|give a riders|give a biker}, for an additional cost, that is part of the contract and {ensures|assures|warranties} the policy {will never|is not going to|will not likely} {course|joint|distance}. The policy is {assured|certain}, even if the cash value drops to {absolutely no|no|actually zero}, {so long as|provided that|given that} the planned {high quality is|superior is|high grade is} paid as {planned|slated|timetabled}. Depending {how} the {plan|coverage|insurance plan} and the premium are calculated, the no {course|ciel|intervalle} guarantee can range from a few years to be able to {age group|era|grow older} 121. However, {in return|as a swap} for transferring the risk {returning to|to|back in} the insurer these {guidelines|plans|procedures} typically have a higher premium {and make|and create} little cash value.
To best {determine|make a decision}
Whether you should buy guaranteed or non-guaranteed life insurance coverage {will depend on|is determined by} many factors. Here are some factors to consider:
{If required|If possible}, will you be able to pay higher {rates|monthly premiums|payments}? Most people who bought universal life policies 10-20 years ago, when 5-7% fixed {interest levels were} the {tradition|usual|convention}, never envisioned the financial collapse in 2008 or the extended low-interest rates that we are {presently|at present|at the moment} experiencing. Those policies are now only earning 2-3% and the owners, often retirees, are faced with paying significantly higher {rates|monthly premiums|payments} or losing the coverage.
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{Assured|Certain} vs. Non-Guaranteed Permanent {Life insurance coverage|Insurance coverage|A life insurance policy} Policies
Fifty years {back|in the past|before}, most life insurance {guidelines|plans|procedures} sold were guaranteed and {proposed by|made available from} mutual fund companies. Choices {were restricted to|reserved for only} term, diathesis or expereince of living policies. It was simple, you paid a high, set premium and the insurance company guaranteed the death benefit. All that changed in the {eighties|nineteen eighties}. Interest rates soared, and policy owners surrendered their coverage to invest the cash value in higher interest paying non-insurance products. To compete, insurers {started out|commenced} offering interest-sensitive non-guaranteed {guidelines|plans|procedures}.
Guaranteed versus Non-Guaranteed {Guidelines|Plans|Procedures}
Today, companies {give you a wide|give you an extensive|give you a wide-ranging|give a wide|give an extensive|give a wide-ranging} range of guaranteed and non-guaranteed life insurance {guidelines|plans|procedures}. A guaranteed policy is one out of which the insurer assumes all the risk and contractually guarantees the death {advantage|profit|gain} {in return|as a swap} for {a collection|a place|a set in place} premium payment. If {opportunities|purchases|assets} underperform or expenses go up, the insurer has to absorb losing. With a non-guaranteed policy {the proprietor|the master|the particular owner}, in exchange for a lower premium and possibly better return, is {presuming|supposing|if, perhaps} much of the investment risk as well as giving the insurer the right to increase {plan|coverage|insurance plan} fees. If things {avoid|may|no longer} work out as {prepared|organized|designed}, the policy owner {needs to|must} absorb the cost and pay {a greater|an increased|a better} premium.
Term Policies
Term life is guaranteed. The premium is set at issue and {plainly|evidently} {explained} right in the policy. An {twelve-monthly|gross annual} renewable term policy has a premium that {will go|moves|should go} up {each year|annually|yearly}. A level term policy {comes with an in the beginning|comes with a primarily|posseses an in the beginning|posseses a primarily|has an in the beginning|has a primarily} higher premium {that will not|it does not} change for a set period, usually 10, 20 or {35|40|31} years, and then becomes {twelve-monthly|gross annual} renewable term with a premium based on your attained age.
{Long term|Long lasting|Everlasting} {Guidelines|Plans|Procedures}
Permanent coverage: {entire|complete}, universal and variable life is more confusing since the same policy, depending {how} it is {released|given|granted}, can often be either guaranteed or non-guaranteed. {Almost all|Most|Every} {long lasting|everlasting} life insurance {plan|coverage|insurance plan} illustrations are hypothetical and include ledgers that show how the policy could perform under both {assured|certain} and non-guaranteed assumptions. The rates of return and policy fees are usually shown at the top of each ledger {line|steering column} and some policies, such as variable or index chart life, are sometimes {specified|descriptive} assuming very optimistic 7-8% {twelve-monthly|gross annual} returns.
Non-guaranteed {guidelines are|plans are|procedures are} typically illustrated with a premium that is calculated based on a favorable assumed rate of return and policy fees that could change. The lower premium payment {is excellent|is fantastic} as long as the performance of the {plan|coverage|insurance plan} meets or exceeds the assumptions in the {example|representation|model}. Click Here However, if the policy does not meet expectations then the owner would have to pay a higher {high quality|superior|high grade} and/or decrease the {loss of life|fatality} benefit, or the coverage may lapse prematurely.
{A few|Several|A lot of} {long lasting|everlasting} policies {give you a driver|give you a riders|give you a biker|give a driver|give a riders|give a biker}, for an additional cost, that is part of the contract and {ensures|assures|warranties} the policy {will never|is not going to|will not likely} {course|joint|distance}. The policy is {assured|certain}, even if the cash value drops to {absolutely no|no|actually zero}, {so long as|provided that|given that} the planned {high quality is|superior is|high grade is} paid as {planned|slated|timetabled}. Depending {how} the {plan|coverage|insurance plan} and the premium are calculated, the no {course|ciel|intervalle} guarantee can range from a few years to be able to {age group|era|grow older} 121. However, {in return|as a swap} for transferring the risk {returning to|to|back in} the insurer these {guidelines|plans|procedures} typically have a higher premium {and make|and create} little cash value.
To best {determine|make a decision}
Whether you should buy guaranteed or non-guaranteed life insurance coverage {will depend on|is determined by} many factors. Here are some factors to consider:
{If required|If possible}, will you be able to pay higher {rates|monthly premiums|payments}? Most people who bought universal life policies 10-20 years ago, when 5-7% fixed {interest levels were} the {tradition|usual|convention}, never envisioned the financial collapse in 2008 or the extended low-interest rates that we are {presently|at present|at the moment} experiencing. Those policies are now only earning 2-3% and the owners, often retirees, are faced with paying significantly higher {rates|monthly premiums|payments} or losing the coverage.
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